Credit Management

Building credit and maintaining a good credit history are key steps towards building your financial future. At first, credit may seem frustrating — you can't get credit because you’ve never had credit. But there are actions you can take to start establishing a strong credit history.

Your credit score is one of the most important measures of your creditworthiness, and it’s based on metrics developed by Fair Isaac Corporation (FICO^®). The higher your score is, the less risky you are to lenders.

When planning a trip abroad, there are many things to get excited about: seeing the sites, staying in hotels and, of course, trying local cuisine. Be prepared by making sure your credit card can help you pay for all the fun experiences you have planned by considering the tips below.