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Credit Management

Manage your credit responsibly

Helping you use credit responsibly to achieve your financial goals

Credit Management

Ways to build credit

Building credit and maintaining a good credit history are key steps towards building your financial future. At first, credit may seem frustrating — you can't get credit because you’ve never had credit. But there are actions you can take to start establishing a strong credit history.

Read Full Article : Ways to build credit
Related topics:
  • Establish Your Credit

Credit Management

How your credit score is calculated

Your credit score is one of the most important measures of your creditworthiness, and it’s based on metrics developed by Fair Isaac Corporation (FICO®). The higher your score is, the less risky you are to lenders.

Read Full Article : How your credit score is calculated
Related topics:
  • Establish Your Credit

Credit Management

Using credit when you travel abroad

When planning a trip abroad, there are many things to get excited about: seeing the sites, staying in hotels and, of course, trying local cuisine. Be prepared by making sure your credit card can help you pay for all the fun experiences you have planned by considering the tips below.

Read Full Article : Using credit when you travel abroad
Related topics:
  • Managing Your Credit

Is it better to buy a new or used car?

Related topics:
  • Managing Auto Finances

How much car can you afford?

Related topics:
  • Managing Auto Finances

How to check your credit score and report

Related topics:
  • Rebuilding Your Credit

Help protect your credit

Related topics:
  • Maintaining Your Credit

Financing major purchases

Related topics:
  • Maintaining Your Credit

Tips to consider before getting your first credit card

Related topics:
  • Maintaining Your Credit

Know what lenders look for

Related topics:
  • Establish Your Credit

Maintain your good credit

Related topics:
  • Maintaining Your Credit

When to open a new credit card

Related topics:
  • Managing Your Credit

Closing a credit account

Related topics:
  • Managing Your Credit

How to manage through improving your credit

Related topics:
  • Rebuilding Your Credit

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For existing cardholders:

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For a complimentary savings or credit conversation and a personalized plan, call 1-877-924-8692.

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Tips

Establish a pattern of regular payments by putting your apartment and utilities in your own name and paying your bills on time.

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Try to set up recurring payments online whenever possible.

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Compare rewards programs by comparing the benefits of the programs in return for your credit card spending.

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