Wells Fargo Relationship Discounts

Are you eligible for a relationship interest rate discount for your home equity line of credit?

You are eligible for the Wells Fargo relationship interest rate discount if you have a qualifying Wells Fargo checking account and schedule automatic payments from any deposit account.
You may receive the Wells Fargo relationship interest rate discount during the draw, repayment periods, and on additional fixed rate advances that you request during the draw period, as long as you continue to meet the eligibility criteria. The margin on your line of credit advances and the annual percentage rate on any fixed rate advance that you request on the effective date will be reduced by the amount of the relationship discount. 

Only one relationship discount may be applied per application. The Wells Fargo relationship discount may not be combined with the Wells Fargo Employee Discount or the Wells Fargo First Mortgage Discount.

To qualify for a customer relationship discount, you must have one of the following qualifying Wells Fargo deposit accounts: 

Portfolio by Wells Fargo® program checking accounts  = 0.375% rate discount
  • Wells Fargo Portfolio Checking
  • Wells Fargo Prime Checking
  • Private Bank Checking
  • Private Bank Interest Checking 
Other consumer checking accounts = 0.250% rate discount 
  • Wells Fargo Everyday Checking
  • Complete Advantage® Checking
  • Premium Membership® Checking 
  • Custom Management® Checking 
  • Wells Fargo College Checking® 
  • Opportunity Checking®
  • Crown Banking® Account
  • Way2Save® Checking
  • Wells Fargo Preferred Checking
  • Wells Fargo At WorkSM Checking  
For all other checking accounts: The Wells Fargo relationship discount is not available.

Wells Fargo mortgage discount = .50% rate discount (for existing first lien only)