Wells Fargo Debit Card with Visa® payWave

See the symbol and pay with a wave

A Wells Fargo Debit Card with Visa payWave is a fast, easy way to go through checkout lines just by waving your card — no cash or card-swiping necessary.

With the Visa payWave feature, just wave your Wells Fargo Debit Card in front of a secure reader at checkout and you’re on your way. 


Look for the payWave symbol at convenience stores, drugstores, and restaurants.



View our online demo (Flash†) to see how it works.

View a list of payWave merchants in your area.

Get a Wells Fargo Debit Card with Visa payWave. Call 1-800-869-3557

The Visa payWave feature lets you speed through the checkout line. And since the money comes out of the primary linked checking account, no debt is incurred. 

  • A fast alternative to cash or swiping your card. Simply wave your card in front of a secure reader at checkout.
  • There’s no signature required for most purchases under $25.
  • No need to wait for a receipt. Of course, you can still ask for one anytime you want.
  • Enjoy built-in protection against promptly reported, unauthorized transactions with Zero Liability protection at no extra cost.
  • Track your daily spending by viewing all transactions online with My Spending Report with Budget Watch, 24 hours a day, 7 days a week. Set budget goals for key spending categories. Create monthly spending goals, using the Budget Watch feature. It’s easy with your actual spending history on hand to guide you.
  • It’s not a credit card, so the money comes right from your primary linked checking account, and every transaction is listed on your monthly statement.

Visa payWave questions

What is Visa payWave?

Visa payWave is a feature that lets you speed through the checkout line. Just wave your Wells Fargo Debit Card in front of a secure reader at checkout and you’re on your way. 

There’s no signature required for most purchases under $25, and there’s no need to wait for a receipt — although you can request one whenever you’d like.

Look for the payWave symbol  at convenience stores, drugstores, and restaurants.

Where can I use it?

Look for the Visa payWave symbol at convenience stores, movie theaters, quick-service restaurants, and more. 


View a list of payWave merchants in your area.

Of course, you can always swipe your card at any traditional terminal that doesn’t yet accept payWave payments.

Is payWave secure?

Yes. Simply wave the card directly in front of a reader. Each transaction goes through a special authorization process, and since the card never leaves your hand, it’s in your control at all times. 

Every card also comes with built-in Zero Liability protection at no extra cost, which means you’re not responsible for unauthorized transactions as long as you report them promptly.

What should I do when prompted to enter a Personal Identification Number (PIN)?

Just press cancel and then choose "credit." Nothing else about the transaction process changes. The purchase is completed as if you swiped your card in the PIN pad.

What should I do when prompted to choose "debit" or "credit"?

Select "credit" for payWave. Your payment will be processed through the same secure, reliable payment network, and the money still comes directly out of your primary linked checking account.