University of Florida - Gator 1 Card

Make the most of your Gator 1 Card

It's an optional Wells Fargo Campus ATM Card when linked to a Wells Fargo checking account

 COVID-19 Alert 

Due to COVID-19, availability of on-campus school offices and Wells Fargo branches may have changed; check your school site or wellsfargo.com/locator before visiting. Learn more.

Link your Gator 1 Card to a Wells Fargo Clear Access Banking℠ or Everyday Checking account for banking convenience.

University of Florida and Wells Fargo have teamed up to offer you optional banking convenience with your linked Gator 1 Card. Use it as your official student ID, for campus privileges, and for your day-to-day financial needs on and off campus when it’s linked to a Wells Fargo checking account, with two account options ideal for students. Enjoy no-fee access to Wells Fargo ATMs nationwide, including the Wells Fargo ATMs on campus. Make purchases using your Personal Identification Number (PIN) with your linked Gator 1 Card. Take advantage of this optional benefit today.

Plus, when linking a Gator 1 Card to an Everyday Checking account, you'll receive additional benefits that include:

  • Waived monthly service fee.
  • No Wells Fargo fees for up to four cash withdrawals per monthly fee period from non-Wells Fargo ATMs in the U.S.,
  • All Overdraft Protection transfer fees from a linked savings account waived for accounts enrolled in Overdraft Protection.
  • Receive a courtesy refund on one overdraft/non-sufficient funds fee incurred each calendar month.,
  • Receive a courtesy refund on one incoming domestic or international wire fee each calendar month.

Access to additional services such as:

  • The Wells Fargo Mobile® app to check account activity, deposit checks, transfer funds, pay bills, send money with Zelle® in our mobile app, and set up push notifications, text, or email alerts.
  • Helpful online financial educational resources and money management tools.

Linking your UF Gator 1 Card

  • Getting Your Card: Visit the Gator 1 Card Office site for instructions on receiving your Gator 1 Card.
  • Once you have your card, you can link it to an existing Wells Fargo checking account or open a new account by speaking with a banker at a Wells Fargo Branch (Operating hours and availability will be noted). The closest branch to your campus is:
    • Reitz Student Union Wells Fargo Branch - 655 Reitz Union Dr UF Ste G1

Additional protection feature

Your linked Gator 1 Card also comes with Zero Liability protection at no extra cost, which means you will be reimbursed for any promptly reported unauthorized card transactions.

Easy, convenient, mobile.

Choose between Clear Access BankingSM and Everyday Checking. With either account, use the Wells Fargo Mobile® app to check your account balances, set up alerts, and send and receive money in minutes with Zelle®. Plus, you can access your accounts at more than 12,000 Wells Fargo ATMs. Link your Campus Card to the account that best meets your needs. To learn about exclusive benefits when you link your Campus Card to an Everyday Checking account, go to the My Card tab.

Clear Access Banking

Best for

  • 13 - 24 year olds
  • Teens, high school and college students
  • Monthly service fee: $5 – waived for primary account owners 13 - 24 years old
  • No check writing ability
  • No overdraft or non-sufficient funds (NSF) fees


Must be 18 years or older to open this account online. Teens 13 to 16 need an adult co-owner. Teens 13 to 17 years old must open an account at a branch – see what you'll need

$25 minimum opening deposit required.

Quick view of account fees (PDF).

Learn more about Clear Access Banking.

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Everyday Checking

Best for

  • 17 - 24 year olds
  • College students
  • Monthly service fee: $10 – waived for primary account owners 17 - 24 years old
  • Ability to write checks
  • Added benefits with a linked Campus Card


Must be 18 years or older to open this account online. Teens 17 years old must open an account at a branch – see what you'll need

$25 minimum opening deposit required.

Ways to avoid the monthly service fee each fee period

Quick view of account fees (PDF).

Learn more about Everyday Checking.

Open now

Reporting your lost or stolen linked Gator 1 Card

Contact your school

  • Please login to Gator 1 Central with your GatorLink ID to deactivate a lost or stolen Gator 1 card.
  • Visit Gator 1 Central inside the UF Bookstore & Welcome Center (Room M070) to get a replacement Gator 1 Card.

Contact Wells Fargo

If your card is linked to a Wells Fargo account, immediately contact Wells Fargo 24/7 at 1-800-TO-WELLS (1-800-869-3557). We accept all relay calls, including 711.

Link your new card

Once you have your new card, see a Wells Fargo banker to have it linked to your checking account.

Wells Fargo Mobile®

Bank virtually anytime, almost anywhere on your smartphone or tablet. Check account activity, deposit checks, transfer funds, pay bills, send money with Zelle®, and set up push notifications, text, or email alerts.

Account Alerts

Receive updates on balances, account activity, or upcoming payments — without having to sign in.

Budget and Savings Tools

Use our helpful tools to start tracking your purchases and payments, create savings goals, and develop healthy money habits to last a lifetime.

Financial Resources

Find valuable tools and tips for building good money habits to help you spend and save wisely. Get advice and insights on managing your money, including the benefits of budgeting and how to manage expenses.