Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

How it Works

Portfolio by Wells Fargo®

Link your accounts to enjoy a higher level of service and more benefits and rewards.

Join today by opening or upgrading to our Wells Fargo Portfolio Checking account linked to a Portfolio by Wells Fargo program.

Your benefits can add up quickly. You can avoid the Portfolio by Wells Fargo $30 monthly service fee with $25,000 or more in qualifying linked bank deposits (checking, savings, time accounts (CDs), FDIC-insured IRAs), OR $50,000 or more in qualifying linked bank, brokerage (available through our brokerage affiliate Wells Fargo Advisors®) and credit balances (including 10% of mortgage balances, certain mortgages not eligible) while gaining access to more benefits.

If you are upgrading from another eligible checking account, you will continue to have the same Debit/ATM card, Overdraft Protection linkages, and account number so you won't have to change Bill Pay, transfer, or direct deposit details.

Note: Not all Portfolio by Wells Fargo Plus benefits are available during the first statement period that the qualifying statement-ending balance is $250,000 or more. 

The next business day, you will see the eligible accounts that have been linked, along with your new Wells Fargo Portfolio Checking account, and you can start enjoying all the benefits.

When you sign on to wellsfargo.com, you can view your qualifying balance and explore the benefits by going to your Wells Fargo Portfolio Checking account activity screen.

At the end of every month, we calculate your new qualifying balance by combining your linked banking, brokerage, and credit balances (including 10% of your mortgage balance).

As your balances grow, your benefits grow. When you reach $250,000 or more in linked qualifying balances, you’ll get more benefits such as no fee for stop payments,, ATM fee waivers at international ATM locations for cash withdrawals from your primary linked checking account,, annual relationship bonus on non-bonus rewards points earned on Wells Fargo Propel 365 American Express® Card, Wells Fargo Propel World American Express® Card, and Wells Fargo Propel American Express® Card and more benefits.

Portfolio by Wells Fargo®

The foundation of this program is a Wells Fargo Portfolio Checking account.

Common account fees

Learn about the common account fees for the Wells Fargo Portfolio Checking account. View Account Fees (PDF)

Already a Wells Fargo Checking customer?

Upgrade your checking account today.

Upgrade Now

New to Wells Fargo? Sign up for an eligible account.

Open a Wells Fargo Portfolio Checking account.

Join Now