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Wells Fargo Cash Back Visa Signature® Card

Turn every day purchases into extraordinary cash rewards

Take advantage of cash rewards and exclusive benefits

Earn unlimited cash rewards on the things that you buy every day and enjoy exclusive Visa Signature privileges with $0 annual fee.

  • Earn 5% cash rewards for every 1$ you spend on gas, grocery, and drugstore net purchases for 6 months, plus 1% for every $1 spent on all other net purchases.
  • Cash rewards have no earning cap and don’t expire as long as the account is open.
  • Enjoy dozens of privileges reserved for Wells Fargo Cash Back Visa Signature® cardholders, including insider access and preferred seating at popular events, special shopping offers and discounts from your favorite retailers, complimentary concierge service and more.
Ready to apply for a Wells Fargo Cash Back Visa Signature® Card? Apply Now
You can also call 1-800-932-6736 or apply in person at a Wells Fargo location near you.

Get cash rewards with virtually every purchase.

  • Earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns/credits) for 6 months.
  • Earn 1% cash rewards every day on all other net purchases.
  • Cash rewards have no earning cap and don’t expire as long as the account is open.
  • Boost your earnings potential and find great deals at your favorite local and national stores in our Earn More Mall® site, with more than 10,000 popular local, national, and online retailers.

Your Wells Fargo Cash Back Visa Signature® Card lets you decide how you use your cash rewards.

  • Flexible cash redemption options . Have them automatically deposited into your Wells Fargo Savings or Checking Account, or applied as a credit to a qualifying Wells Fargo credit product. Or, you can request a paper check. Visit mywellsfargorewards.com to learn more.
  • Cash redemption options are redeemed in $25 increments.

Discover additional benefits and enhancements available to you as a Wells Fargo Cash Back Visa Signature cardholder. These include:

Purchase Security

Pay with your Visa Signature card, and your eligible purchases are replaced, repaired, or reimbursed for the first 90 days from the date of purchase in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.

Price Protection

If you pay with your Visa Signature card and you see your eligible items advertised for less within the first 60 days from the date of the purchase, the difference will be refunded.

Chip Technology

A Wells Fargo credit card with chip technology offers broader acceptance internationally and better protection against counterfeit fraud wherever this technology is the standard.

Verified by Visa®

Get unique password protection when you shop online at participating merchants.

Warranty Manager Service with Extended Warranty Protection

Warranty manager service offers extended warranty protection that extends the time period of the original manufacturer’s written U.S. repair warranty by 1 additional year on eligible warranties of 3 years or less when an item is purchased entirely with your eligible Visa card.

Zero Liability Program

All Wells Fargo credit cards automatically protect you from liability for unauthorized transactions when you report them promptly.

Overdraft Protection

You may link your credit card to your checking account to help avoid overdrafts.

Rapid Alerts

Get text and email alerts to monitor spending, track purchases, and receive notifications of irregular or suspicious activity.

Special Offers and Discounts

Take advantage of special offers and savings at some of your favorite retailers, and enjoy advance ticket sales and preferred seating at concerts and other popular events. Learn more about special offers and events at wellsfargo.com/signature.

Visit wellsfargo.com/signature to learn more about your benefits and protections.

Benefits

Discover special travel offers, upgrades, and protections uniquely available to you as a Visa Signature cardholder. These include:

Luxury Hotel Collection

Enjoy access to an exclusive set of benefits through the Visa Signature Luxury Hotel Collection. Your exclusive benefits include a best available rate guarantee, room upgrades (when available), VIP guest status, complimentary breakfast, free in-room internet, and a $25 food or beverage voucher.

Concierge Service

Take advantage of this complimentary 24/7 personal assistance service for help with anything you need – tickets to a show, restaurant reservations, directions to a venue, and more.

Special CLEAR Offer

Speed through airport security lines with a 6-month CLEAR trial membership and $60 off the annual rate when your membership automatically renews with your Visa Signature card.  Learn more at visa.clearme.com/signature.

Chip Technology

A Wells Fargo credit card with chip technology offers broader acceptance internationally and better protection against counterfeit fraud wherever this technology is the standard. Learn more about chip cards.

Protections

Travel and Emergency Assistance Services

This Visa service offers a wide range of emergency services, 24 hours a day.

Trip Cancellation and Trip Interruption Protection

Purchase tickets with your Visa Signature card and receive reimbursement for the cost of your scheduled airline passenger fare for a covered trip in the event the trip must be canceled or interrupted due to a covered reason.

Lost Luggage Reimbursement

Pay for your tickets with your eligible Visa Signature card and receive reimbursement for any losses.

Travel Accident Insurance

Enjoy automatic common carrier Accidental Death & Dismemberment coverage for you and your eligible family members when you use your Visa Signature card to purchase travel tickets.

Emergency Card Replacement and Cash Disbursement

Call the number on the back of your card when you need an emergency cash advance or a replacement card delivered to you.

Auto Rental Collision Damage Waiver

Provides auto coverage for damage due to collision or theft.

Roadside Dispatch

Offers a 24/7 on-demand referral dispatch network that provides emergency roadside assistance like towing, locksmith service, fuel delivery, and more.

Do I need to sign up for the Wells Fargo Rewards® Program?

Your card automatically comes with the Wells Fargo Rewards Program and there is no need to sign up.

How can I earn more cash rewards?

For the first 6 months after your card is opened, you will earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns/credits). And, you’ll always earn 1% for every $1 spent on all other net purchases.

You can earn cash rewards and enjoy great discounts simply by using your Wells Fargo Rewards® card when you shop online and in-store with Earn More Mall® retailers. With over 10,000 popular local, national, and online retailers, the Earn More Mall site gives you access to tons of great new deals and bonus earnings on brand name merchandise all the time.

What can I use my cash rewards for?

You can use your points for a wide range of redemption choices, including travel, brand-name merchandise, a number of cash redemption options, and more. You can even gift your points to other Wells Fargo Rewards Program customers, or use them to bid on special items, events and experiences in our online auctions. Visit mywellsfargorewards.com to learn more.

How do I track my rewards earnings?

Just sign on to Wells Fargo Online® and select your credit card account from the Account Summary page. Your current rewards balance will be displayed within the Reward Summary box. Or you can call the Wells Fargo Rewards Service Center at 1-877-517-1358.

What else comes with my Visa Signature Card?

You’ll have access to dozens of privileges exclusively available to Visa Signature cardholders:

  • Luxury hotel privileges at some of the world’s most prestigious properties.
  • Complimentary concierge service
  • Travel and purchase benefits and protections. No pre-set spending limit for purchasing power and flexibility.

Learn more about all your benefits at wellsfargo.com/signature.

What should I expect after I apply online?

After you submit the online application, you will receive the status of your application on the confirmation page and we will send you a confirmation email. If we are able to provide you an approval, the confirmation page and email will also display your credit limit. If we need more time to review your application, you will receive an application ID and a phone number that you can call to check your application status.

Learn more about chip cards

Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. Please refer to your offer specific disclosures for more details.

Credit Limit

Also known as credit line, this is the maximum amount you can carry as the balance on your credit card.