Get cash rewards with virtually every purchase.
- Earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns/credits) for 6 months.
- Earn 1% cash rewards every day on all other net purchases.
- Cash rewards have no earning cap and don’t expire as long as the account is open.
- Boost your earnings potential and find great deals at your favorite local and national stores in our Earn More Mall® site, with more than 10,000 popular local, national, and online retailers.
Your Wells Fargo Cash Back Visa Signature® Card lets you decide how you use your cash rewards.
- Flexible cash redemption options . Have them automatically deposited into your Wells Fargo Savings or Checking Account, or applied as a credit to a qualifying Wells Fargo credit product. Or, you can request a paper check. Visit mywellsfargorewards.com to learn more.
- Cash redemption options are redeemed in $25 increments.
Discover additional benefits and enhancements available to you as a Wells Fargo Cash Back Visa Signature cardholder. These include:
Pay with your Visa Signature card, and your eligible purchases are replaced, repaired, or reimbursed for the first 90 days from the date of purchase in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
If you pay with your Visa Signature card and you see your eligible items advertised for less within the first 60 days from the date of the purchase, the difference will be refunded.
A Wells Fargo credit card with chip technology offers broader acceptance internationally and better protection against counterfeit fraud wherever this technology is the standard.
Get unique password protection when you shop online at participating merchants.
Warranty Manager Service with Extended Warranty Protection
Warranty manager service offers extended warranty protection that extends the time period of the original manufacturer’s written U.S. repair warranty by 1 additional year on eligible warranties of 3 years or less when an item is purchased entirely with your eligible Visa card.
All Wells Fargo credit cards automatically protect you from liability for unauthorized transactions when you report them promptly.
You may link your credit card to your checking account to help avoid overdrafts.
Get text and email alerts to monitor spending, track purchases, and receive notifications of irregular or suspicious activity.
Special Offers and Discounts
Take advantage of special offers and savings at some of your favorite retailers, and enjoy advance ticket sales and preferred seating at concerts and other popular events. Learn more about special offers and events at wellsfargo.com/signature.
Visit wellsfargo.com/signature to learn more about your benefits and protections.
Discover special travel offers, upgrades, and protections uniquely available to you as a Visa Signature cardholder. These include:
Luxury Hotel Collection
Enjoy access to an exclusive set of benefits through the Visa Signature Luxury Hotel Collection. Your exclusive benefits include a best available rate guarantee, room upgrades (when available), VIP guest status, complimentary breakfast, free in-room internet, and a $25 food or beverage voucher.
Take advantage of this complimentary 24/7 personal assistance service for help with anything you need – tickets to a show, restaurant reservations, directions to a venue, and more.
Special CLEAR Offer
Speed through airport security lines with a 6-month CLEAR trial membership and $60 off the annual rate when your membership automatically renews with your Visa Signature card. Learn more at visa.clearme.com/signature.
A Wells Fargo credit card with chip technology offers broader acceptance internationally and better protection against counterfeit fraud wherever this technology is the standard. Learn more about chip cards.
Travel and Emergency Assistance Services
This Visa service offers a wide range of emergency services, 24 hours a day.
Trip Cancellation and Trip Interruption Protection
Purchase tickets with your Visa Signature card and receive reimbursement for the cost of your scheduled airline passenger fare for a covered trip in the event the trip must be canceled or interrupted due to a covered reason.
Lost Luggage Reimbursement
Pay for your tickets with your eligible Visa Signature card and receive reimbursement for any losses.
Travel Accident Insurance
Enjoy automatic common carrier Accidental Death & Dismemberment coverage for you and your eligible family members when you use your Visa Signature card to purchase travel tickets.
Emergency Card Replacement and Cash Disbursement
Call the number on the back of your card when you need an emergency cash advance or a replacement card delivered to you.
Auto Rental Collision Damage Waiver
Provides auto coverage for damage due to collision or theft.
Offers a 24/7 on-demand referral dispatch network that provides emergency roadside assistance like towing, locksmith service, fuel delivery, and more.
Do I need to sign up for the Wells Fargo Rewards® Program?
Your card automatically comes with the Wells Fargo Rewards Program and there is no need to sign up.
How can I earn more cash rewards?
For the first 6 months after your card is opened, you will earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns/credits). And, you’ll always earn 1% for every $1 spent on all other net purchases.
You can earn cash rewards and enjoy great discounts simply by using your Wells Fargo Rewards® card when you shop online and in-store with Earn More Mall® retailers. With over 10,000 popular local, national, and online retailers, the Earn More Mall site gives you access to tons of great new deals and bonus earnings on brand name merchandise all the time.
What can I use my cash rewards for?
You can use your points for a wide range of redemption choices, including travel, brand-name merchandise, a number of cash redemption options, and more. You can even gift your points to other Wells Fargo Rewards Program customers, or use them to bid on special items, events and experiences in our online auctions. Visit mywellsfargorewards.com to learn more.
How do I track my rewards earnings?
Just sign on to Wells Fargo Online® and select your credit card account from the Account Summary page. Your current rewards balance will be displayed within the Reward Summary box. Or you can call the Wells Fargo Rewards Service Center at 1-877-517-1358.
What else comes with my Visa Signature Card?
You’ll have access to dozens of privileges exclusively available to Visa Signature cardholders:
- Luxury hotel privileges at some of the world’s most prestigious properties.
- Complimentary concierge service
- Travel and purchase benefits and protections. No pre-set spending limit for purchasing power and flexibility.
Learn more about all your benefits at wellsfargo.com/signature.
What should I expect after I apply online?
After you submit the online application, you will receive the status of your application on the confirmation page and we will send you a confirmation email. If we are able to provide you an approval, the confirmation page and email will also display your credit limit. If we need more time to review your application, you will receive an application ID and a phone number that you can call to check your application status.
Learn more about chip cards