Your statement provides balance and transaction details on your account, including how long a balance will take to pay off and how much it costs if you pay only the minimum due.
A guide to reading your statement and understanding key credit terms:
- Account Overview
Includes general account information and the dates your bill covers.
- Balance Summary
Quickly see your month’s activity, including any fees or interest, and total balance due.
- Need Help
We’re available to answer your call 24/7. If you prefer to write, there is a mailing address.
- Available Credit
Shows the available credit on your account
- Payment Information
View your new balance, minimum payment due, any amount past due or over your credit line, and your payment due date.
- Payment Address
This area lists the address to use when mailing your payments.
- Late Payment Warning
This area explains what may happen if you don’t pay on time.
- Minimum Payment Information
Shows how long it will take to pay off your balance if you make only the minimum payment due each month.
- Credit Counseling
Contact information for credit counseling services.
- Important Information
Changes to your account or informational messages will be printed here.
- Rewards Summary
If you participate in a rewards program, you’ll see your earnings summary here.
- Monthly Transactions, Fees, and Interest
See all your purchases, other transaction activity, and payments listed in order of date. You’ll also see totals for fees and interest charged for this month.
- Payment Coupon
This will include an area to check off if you have an address change. The coupon is mailed back with your payment.
- Year-to-date Fees and Interest
Shows the totals of fees and interest charged this year.
- Interest Charge Calculation
Lists your balances by type (i.e., purchases, cash advances) and any interest charged this month.
- Wells Fargo News
This space is reserved for special offers or information on our products and services.
Existing Wells Fargo Credit Cardholders can sign on to Wells Fargo Online® to review electronic copies of your statement.
Don’t have a Wells Fargo Credit Card? Learn more about our card options.