Franchise Finance

Customized franchise finance solutions to help grow your hospitality business
Our full range of franchise finance solutions, services, and resources are tailored to meet the unique challenges of the hospitality industry, with a focus on gaming, franchised hotels, and restaurants.
Gaming

With over 35 years of experience, we provide innovative solutions tailored to meet the needs of a wide variety of sectors within the industry.
We specialize in:
- Casinos
- Online gambling providers
- Online sports betting providers
We participate in:
- National Indian Gaming Association
- Native American Finance Officers Association
- Global Gaming Expo (G2E)
Dedicated Gaming Division since 1982
- More than 130 gaming customers
- $7 billion in financial commitments
- FDIC insurance — at the player level — for online gaming accounts
- Work with the Financial Crimes Enforcement Network (FinCEN)
- Consultation around Regulation GG compliance
- Bank more than 300 Native American and Alaskan Native entities in 25 states
- Credit commitments of $3.4 billion and $4.1 billion in deposits for tribal governments and tribal-owned enterprises nationally
Capabilities and solutions for the gaming industry:
- Financing of all types and sizes
- Financial restructuring and recapitalizations
- Structuring and leading large corporate syndicate credits
- Market risk management and foreign exchange
- Capital markets and mergers & acquisitions
- Treasury management
- Equity investments for high-risk and start-up gaming opportunities
- Underwriting, arranging private equity placements
- Underwriting of bonds, including structuring and pricing consultations
- Tax-exempt financing
Hotels

Financial solutions and resources for franchised hotels
Wells Fargo's Hotel Franchise Finance group provides a host of customized solutions to address the needs of franchised hotels, including:
- Fixed and floating rate term loans
- Acquisition financing
- Refinance financing
- Construction take-out financing
- Interest rate risk management
- Access to a full range of commercial banking services
Beyond financing for strategic growth or acquisition, Wells Fargo also provide these services to assist with day-to-day hotel operations:
- Credit and debit card payment processing
- Deposits – checking and savings
- Equipment finance – loans and leases
Restaurants

Financial services for the restaurant sector
Wells Fargo’s Restaurant Finance group provides financing across the broad spectrum of the restaurant industry, including quick service, fast casual, casual dining, family dining, fine dining, and beverage/snack. We serve:
- Multi-unit restaurant operating companies – national and regional brands
- Franchisors – national and regional restaurant franchisors
- Franchisees of major national and regional brands
- Convenience stores
- Specialty restaurant real estate
We also offer financing to commercial real estate investors with triple net leases on single-tenant restaurant or convenience store properties — plus a Financing Program for McDonald's® Owner/Operators.
Additional services to support your operations
We offer a number of tailored financial services to support your needs, including:
- Credit and debit card payment processing
- Business checking and savings account
- Leases and loans for new or used equipment
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Reach out to get started
Let’s connect. We’re focused on providing tailored products and services to meet the unique banking needs of commercial businesses with annual revenues ranging from $25 million to $2 billion.
Wells Fargo internal data as of April, 2024.
Wells Fargo internal data as of January, 2023 and Bureau of Indian Affairs.
Wells Fargo publicly stated credit commitments for Tribes and Tribal-owned enterprises and #1 ranking in tribal gaming loan syndications
Interest rate risk management products and services provided by Wells Fargo Corporate and Investment Banking.
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