Wells Fargo works with more than 10,000 employer groups to help them build, grow, and maintain their HSA programs. Based on 10 years of experience and what’s worked for our clients, we have developed a set of best practices for HSA program success1.
These best practices fall into three categories: your HSA-compatible health plan design, your HSA program design, and your communication plan with your employees. The most attractive and successful programs focus on all three areas. Watch our recent webcast, Best Practices for an Optimal HSA Program, for more details, including a customer case study.

Using Wells Fargo best practices could potentially save you millions

The example below shows two clients with first-year HSA programs in 2013. Each client had several thousand benefit-eligible employees. Client A achieved 49% enrollment in the HSA-compatible health plan in year one—versus just 3% enrollment for Client B—for a total savings of more than $3.5 million.
 Client AClient B
First year enrollment in HSA-compatible health plan49% 3%
Average premium savings per employee$2,383 $1,5502
Total savings in 2013$3,500,000 $302,250
That’s an additional $3.2 million in savings when implementing best practices for an optimal HSA program.3

We are here to help you make the most of your HSA program

Maximizing employee acceptance of and participation in your HSA program requires the right mix of plan features, effective communications, and a company-wide focus on wellness. Our employer resource center contains the tools you need to help you reach your enrollment goals and administer your program with ease.

Get started today

To learn more about how you can put our best practices to work, talk to your Wells Fargo representative today, or contact our dedicated HSA customer service teams.
  • Current HSA employer clients can call 1-866-988-2006, Monday through Friday, from 7 a.m. to 8 p.m. Central Time.
  • For new business call 1-866-449-9929, Monday – Friday from 7:00 a.m. – 8:00 p.m., Central Time, or email HSASalesSupport@wellsfargo.com.
1 These suggestions are intended to provide informational resources to employers. Please consult with your legal counsel and health insurance agent, broker, or consultant about plan design and how to prevent ERISA application to your HSA program.
2 Employer-sponsored family health coverage. Source: Kaiser Family Foundation (KFF) “Employer Health Benefits 2012.”
3 For illustrative purposes only. Your results may vary.