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David E. Garcia, Vice President and Relationship Manager

David E. Garcia
Dave is a relationship manager for the Des Moines-based portfolio of Wells Fargo Preferred Capital. Prior to joining Preferred Capital, Dave worked for WFF Risk Management as a Risk Management Consultant focusing on policy for Wells Fargo Auto Finance and Reliable Financial Services.
Dave brings 29 years of banking experience including eleven years with Bank of America and nine years with First Interstate Bank. Dave played an integral role in helping Bank of America grow its indirect auto lending business on a national basis holding senior management positions in sales and credit operations. He also has substantial commercial lending and business development experience having worked in large metropolitan markets including California and the Southwest.
Dave began his career as a credit officer in 1981 for First Interstate Bank in California. In 1984 he was promoted to a commercial lending officer until 1989 when he joined Bank of America in the same role. In 1992 Dave was promoted to Sales Manager for indirect auto lending in Northern California and in 1995 he became National Credit Manager for indirect auto. In 1998 he was promoted to Senior Vice President and managed the largest indirect auto lending center.
Dave has a B.S. in Marketing from California State Polytechnic University.