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Preferred Capital

Asset-based lending for consumer, retail, and auto finance companies

We provide a wide range of senior secured loans and lines of credit to consumer, retail, and auto finance companies to support your portfolio and help you grow your businesses. Our credit facilities start at $20 million with terms of one to five years.

Revolving lines of credit

These products provide the lending capacity you need to support the financing of consumer personal, retail, and auto loans. Their flexibility can accommodate the seasonal nature of your portfolio, and they are available as either senior secured notes or through a syndicated bank group.

Our customers include consumer, retail, and auto finance companies that originate accounts receivables in these markets:

  • Direct and indirect consumer finance
  • Direct and indirect auto finance
  • Auto lease finance
  • Truck finance
  • Healthcare finance
  • Captive retail finance

Wells Fargo Preferred Capital is a leading provider of comprehensive financing to independently owned, publicly traded, and bank owned consumer, retail, and auto finance companies. With more than $7 billion in commitments from more than 100 client companies, we have consistently provided capital to consumer finance and auto finance companies in all economic cycles. We work to fully understand your business and establish long-term customer relationships to meet our customers' funding needs.

Meet our Executive Team and Relationship Managers

We can help your company enhance its balance sheet and portfolio loan assets. We also help our customers strategically position their businesses for access to the capital markets for purposes of stock or asset-based securities offerings.