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Healthcare Equipment Financing

Financial strategies for the healthcare industry

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At Wells Fargo Equipment Finance, we're dedicated to the success of your healthcare company. We take the time to understand your business needs and goals and focus on building strong, long-term relationships so that we can support your business now and for years to come.

Equipment financing

Our customized loans, leases, lines of credit, and tax-exempt financing options can help you purchase the equipment, tenant improvements, and technology that are critical to your ability to remain competitive without sacrificing your cash flow or bottom line. Whether you are planning for a complex expansion, upgrading your equipment, or implementing a new EHR system, we can help. We offer:

  • Financing up to 100 percent of equipment cost and related tenant improvements
  • Capital and operating leases with off-balance sheet options
  • Loans, lines of credit, and tax-exempt financing
  • Terms up to 10 years
  • Step-up monthly payment structures
  • Rate locks on fixed or floating interest rates
  • Pro rata and corporate guaranties
  • Financing for complex expansion projects, equipment acquisitions, and new technology, including EHR
  • Equipment manufacturer and software provider vendor finance programs, from referral-only to portfolio purchase program

We provide financing for a variety of healthcare organizations, including:

  • Health systems and hospitals
  • Ambulatory surgery centers
  • Hospital and physician joint ventures
  • Oncology facilities
  • Imaging centers
  • Physician groups

From EMRs to MRIs to linear accelerators and HVAC systems, we can help you purchase or lease the medical equipment you depend on.

How consolidation is reshaping healthcare

Leadership+, HFMA, April 20, 2017

The shift from volume- to value-based care, exploration of ways to manage population health, and the increasing influence of consumerism have challenged healthcare stakeholders to improve care delivery by reducing clinical variation while increasing access to capital. As a result, consolidation has become a defining factor in healthcare business models.

Healthcare strategist: Bundled payment delay is a step backward for value-based care

FierceHealthcare, March 27, 2017

Although the Centers for Medicare & Medicaid Services delayed the expansion and implementation of major bundled payment initiatives by only three months, one healthcare strategist says the move is a step backward for the movement from volume to value.

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Over $20,000,000

Multiple 60-month term loans
Various Office & Medical equipment



60-month term loan
Medical equipment



72-month loan
Medical equipment



84-month loan
Medical equipment

Outpatient Centers


84-month loan
Surgical equipment and renovation

Comprehensive relationship management 

At Wells Fargo, your healthcare relationship team brings creative ideas, insights, and strategies to help your business grow and run more efficiently, and to help you reduce expenses and risk. We connect you to industry-specific financing specialists across Wells Fargo who can help you with a variety of products and services: