Wells Fargo Capital Finance

Flexible, innovative financing to help meet your company's goals

Companies looking to help maximize credit availability can turn to Wells Fargo Capital Finance for flexible, innovative financing. We bring long-standing experience to help companies access the financing they need to address ever-changing goals.

Financing solutions

We help companies maximize their access to capital through a range of financing options that include:

  • Agented and syndicated asset-based financing
    Asset-based financing structures, including revolving lines of credit and term loans for companies across many industries.
  • Accounts receivable financing (factoring)
    Help accelerate cash flow, improve collections, and mitigate risk with working capital financing to support your business now and over time.
  • International trade
    Letters of credit, documentary collections, online trade platforms, and open account programs suited to fit your needs.
  • Receivable securitization programs
    Non-recourse accounts receivable-based financing, both on and off balance sheet.
  • Specialized senior secured financing
    Senior secured financing tailored to retailers, software, and technology companies.
  • Supply chain finance
    Financing programs that can support both payables and receivables, including channel finance, key accounts purchase program, and supplier finance.

Business needs

Businesses of varying sizes and circumstances turn to Wells Fargo Capital Finance to expand their borrowing capacity.

  • Working capital
  • Growth and expansion
  • Mergers and acquisitions
  • Turnaround situations
  • Capital expenditures
  • Domestic & International trade
  • Buyouts
  • Bankruptcy
  • Refinancing
  • Restructuring
  • Recapitalization
  • Importing and exporting
  • Funding new and existing government contracts
  • Seasonal cash flow fluctuations
  • Recapitalization

Industry expertise

We recognize companies in many industries have specialized needs and face unique challenges. We offer industry expertise derived from years of experience helping companies maximize working capital with flexible financing.

  • Apparel and textiles
  • Building materials
  • Business services
  • Consumer goods
  • Energy, oil, and gas
  • Food and beverage
  • Government contractors
  • Manufacturing
  • Retail
  • Software and technology
  • Staffing
  • Steel and metals
  • Transportation and trucking

International capabilities

We deliver customized funding structures for mid-to-large companies in the U.S., Canada, the U.K., and beyond. Learn more about our international capabilities.