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Wells Fargo Teen Checking

CA, 94105 Change Location
  • Allows teens freedom to spend money with their own debit card
  • Gives parents control with limits on purchases and withdrawals
  • Check account activity from your mobile phone or online

Best For

  • Teens aged 13 to 17 (18 in AL) with adult co-owner
  • Teens building good money habits
  • Parents monitoring their teen’s account activity

Get Started

Minimum opening deposit
Open with a $25 initial deposit.

Monthly service fee

See the common fees for this account (PDF).

You can only open a teen checking account in a branch with a parent or guardian. Valid identification is required for all account owners when opening a teen checking account. See valid ID requirements.

Teen Checking Benefits and Features

Benefits for teens:

  • Manage your accounts with 24/7 online access.
  • Get account alerts via text message, email, or online.
  • Develop budgeting skills with free money management tools like My Spending Report with Budget Watch.
  • Check balances and account activity from your mobile phone with Wells Fargo Mobile®.

Benefits for parents:

  • Online access and account alerts let parents review their teen's account activity anytime.
  • Online transfers allow parents to easily move money from their account to their teen's account.
  • Optional Overdraft Protection from a Wells Fargo savings account can help protect against unexpected overdrafts and returned items.

Teen Checking includes

Wells Fargo Mobile®

Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile® app.

24/7 fraud monitoring

We’ll work to contact you if we find unusual account activity, based on your normal transaction patterns.

Zero Liability Protection

Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.

Send and receive money

Send money to friends and family — without sharing account numbers.

Account alerts

Alerts give you status updates at a glance, helping you protect your accounts and monitor your spending.

Chip technology

The chip on your debit or credit card generates a unique security code for added security against fraud.

Picture Identification Required for Teen and Parent or Guardian:

If the teen does not have a state-issued ID Card or a Driver’s license, they can provide both a Social Security Card or Birth Certificate to open the account.