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Wells Fargo Teen Checking

CA, 94105 Change Location
  • Allows teens freedom to spend money with their own debit card
  • Gives parents control with limits on purchases and withdrawals
  • Check account activity from your mobile phone or online

Best For

  • Teens aged 13 to 17 with adult co-owner
  • Parental oversight of banking activity
  • Building good money habits

Get Started

Minimum opening deposit
Open with a $25 initial deposit.

Monthly service fee
You can avoid the $3 monthly service fee if you choose online-only statements.

See the common fees for this account (PDF).

Teen Checking Benefits and Features

Benefits for teens:

  • Manage your accounts with 24/7 online access.
  • Get account alerts via text message, email, or online.
  • Develop budgeting skills with free money management tools like My Spending Report with Budget Watch.
  • Check balances and account activity from your mobile phone with Wells Fargo Mobile®.

Benefits for parents:

  • Online access and account alerts let parents review their teen's account activity anytime.
  • Online transfers allow parents to easily move money from their account to their teen's account.
  • Optional Overdraft Protection from a Wells Fargo savings account can help protect against unexpected overdrafts and returned items.

Teen Checking includes

Wells Fargo Mobile®

Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile app.

24/7 fraud monitoring

We’ll quickly contact you if we find unusual account activity, based on your normal transaction patterns.

Zero Liability Protection

Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.

Send and receive money

Send money to almost anyone with a U.S. bank account — without sharing account numbers.

Account alerts

Mobile alerts notify you of suspicious activity, low balances, payment due dates, and more.

Chip technology

The chip on your debit or credit card generates a unique security code for added security against fraud.