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Use and Customize Your Debit Card

Make purchases online, in stores or over the phone with your Wells Fargo Debit Card

Using your debit card for purchases and ATM transactions

Your Wells Fargo Debit Card comes with Zero Liability protection at no extra cost which means you are not responsible for unauthorized card transactions that you report promptly. Your new card also comes with a chip which provides added protection when used at a chip-enabled merchant terminal or ATM. The chip makes it extremely difficult to counterfeit or copy when you use it at a chip-enabled terminal or ATM, and your personal information isn’t stored on the chip. If the merchant terminal or ATM are not yet enabled for chip technology, your card has a magnetic stripe to use for your transaction. View the FAQs.

Your permanent card will arrive by mail soon after you open your checking account.

Request your Wells Fargo Instant Issue Debit Card at any Wells Fargo banking location to access the funds in your account while you wait for your permanent card to arrive in the mail. The temporary card is good for 30 days from issuance or until you activate your permanent card, whichever comes first.

Card Design Studio® Service

Design your Wells Fargo Debit Card with an image that reflects what’s important to you. You can choose your own photo or an image from our online image library to put right on your card.

See How It Works

Make purchases using your mobile wallet

You can add your Wells Fargo Debit Cards and Credit Cards to your mobile wallet. Find out more.