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Wells Fargo Preferred Checking - CA, 94105 Change Location

A good way to both earn interest and save with a bundled checking and savings account

Wells Fargo Preferred Checking is part of the Preferred Checking Package.  It is a great choice if you want to earn interest on your checking account and have a bundled savings account to save automatically. Plus you get quick and convenient online and mobile access to your funds.

Common checking account fees

Learn about the common account fees for Preferred Checking. View Account Fees (PDF)* 

Ways to avoid the monthly service fees on your Preferred Checking Package

Preferred Checking account Wells Fargo Way2Save® Savings account

Avoid the $13 monthly service fee with online-only statements ($15 with paper statements) on your Preferred Checking account when you open it as a complete package  and have one of the following each fee period:

  • Maintain $10,000 combined minimum deposit balances, OR
  • Have a linked Wells Fargo Home Mortgage.

Avoid the $5 monthly service fee on your Wells Fargo Way2Save Savings account when you choose one of the following each fee period:

  • Maintain a $300 minimum daily balance, OR
  • Set up a recurring automatic savings option OR
  • If the primary account holder is under the age of 18 (19 in AL)

Minimum opening deposit

Open your Preferred Checking Package with only $75:

  • $50 for the Preferred Checking account.
  • $25 for the Wells Fargo Way2Save Savings account.


Your Preferred Checking Package comes with:

Protect yourself from overdrafts

When you apply online, you can set up Overdraft Protection to help avoid overdrafts and returned items. We make it easy to set up when you apply online.

Bank anywhere, anytime

Enjoy convenient access almost anywhere you go. With Wells Fargo you get free access to more than 12,500 Wells Fargo ATMs, and approximately 6,200 retail banking stores. For even more convenience, you can access your accounts online or by mobile device.



View a comparison chart of our most popular accounts. View Chart

Open an account Open Now
Visit a store or call us at 1-800-869-3557

Platinum Debit Card

  • Use your debit card to make everyday purchases and pay bills worldwide at participating retailers and service providers – including online or by phone.
  • Pay recurring bills with your debit card on the scheduled date you choose and save time and money.

Free access to Wells Fargo Online® banking with Bill Pay

Conveniently manage your accounts online. View balances and statements, transfer funds, set up account alerts, and more.

Online Bill Pay

Bill Pay is quicker and easier than writing and mailing paper checks. Pay your bills in minutes!

Pay all your bills in one place using only one password.

  • Pay anyone you'd normally pay by check — any company or individual in the U.S.

    Pay bills, view or cancel pending payments from your mobile device!

Account alerts to your mobile phone or email

Receive timely alerts about your account transactions, sent right to your email or mobile device.

Wells Fargo Mobile® banking

Manage your accounts right from your mobile device. Check balances, pay bills, transfer money, and more.