Benefit is not available during the first statement period that the qualifying statement-ending balance is $250,000 or more.
If the Portfolio by Wells Fargo program is terminated, the bonus interest rate on all eligible savings accounts, and discounts or fee waivers on other products and services will discontinue and revert to the Bank's then-current applicable rate or fee. For bonus interest rates on time accounts, this change will occur upon renewal. If the Portfolio by Wells Fargo program is terminated, the remaining unlinked Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account will be converted to another checking product or closed.
Benefits apply only to the primary Wells Fargo Portfolio Checking account within the Portfolio by Wells Fargo program.
Home equity lines of credit secured by residential real estate located in Connecticut, New York, and Texas are not eligible to be linked for Overdraft Protection.
Surcharge fees imposed by non-Wells Fargo ATM owners or operators may apply. For the Portfolio by Wells Fargo program, Wells Fargo will waive its own ATM access fee (U.S. and international) when you withdraw cash from a non-Wells Fargo ATM from your primary checking account within the Portfolio by Wells Fargo program. Where Portfolio by Wells Fargo qualifying balances are $250,000 or more, you will be reimbursed for all surcharge fees on non-Wells Fargo ATM withdrawals located in the U.S., and receive reimbursement for up to 5 surcharge fees imposed by non-Wells Fargo ATM owners or operators per monthly fee period if you use a non-Wells Fargo ATM to make a cash withdrawal at an ATM located outside of the U.S.
All loans and lines of credit are subject to credit approval, income verification and, if applicable, collateral evaluation. Programs, rates, terms and conditions are subject to change without notice. You must be an existing Portfolio by Wells Fargo program customer at the time of application for credit (or by the time of the final disclosure for a student loan). Interest rate discount requires a qualifying Portfolio by Wells Fargo consumer checking account. The interest rate discount may also require automatic monthly payments deducted from either a Wells Fargo consumer deposit account or any financial institution’s consumer deposit account. If the Portfolio by Wells Fargo program is terminated or the automatic payment (if required) is cancelled at any time after the loan or line is opened, the interest rate may increase, in which case your corresponding monthly payment will increase. Talk with your banker, or refer to product information online at www.wellsfargo.com, to learn what requirements apply to your specific line or loan.
All credit cards are subject to credit qualification.
Certain restrictions, limitations, and fees may apply. Extended Warranty Protection, Price Protection, and Travel Protection Coverage included with the Wells Fargo Visa® Platinum credit card will be terminated if the credit card is no longer linked to the Portfolio by Wells Fargo program. See the Wells Fargo Visa Credit Card Purchase and Trip Protection Benefits Guide for more details.
If you own a qualifying Wells Fargo consumer checking or savings account, or a have a Portfolio by Wells Fargo program (each a “qualifying deposit account”), you will earn a relationship bonus of 10%, 25%, or 50% on rewards points earned on net purchases (purchases minus returns/credits) made on your credit card account. You cannot earn a relationship bonus on points that are earned as either bonus points or as promotional points. Your relationship bonus percentage will be determined based on the type of qualifying deposit account you own. If you own an eligible checking or savings account, you will earn a 10% relationship bonus. If you own the primary checking account within a Portfolio by Wells Fargo program, you will earn a 25% relationship bonus. If your Portfolio by Wells Fargo program statement-ending qualifying relationship balance is $250,000 or more you will earn a 50% relationship bonus. If you are designated as being in the Wells Fargo Private Bank, you will earn a 50% relationship bonus. If you own more than one qualifying deposit account, you will earn the most favorable bonus rewards points percentage you qualify for at the time your relationship bonus is calculated. The relationship bonus, which will be in the form of rewards points, will post to your account in the 13th month after your credit card account was opened and annually on this date thereafter for the period during which you maintain your qualifying deposit account. Please see the Wells Fargo Rewards® Program Terms and Conditions for the Wells Fargo Propel World American Express® Card for details.
Overdraft Protection transfers from a savings account count towards the Regulation D and Wells Fargo combined limit of 6 transfers and withdrawals per monthly fee period. If the limit is exceeded on more than an occasional basis, your savings account could be converted to a checking account or closed.
Other fees and commissions apply to WellsTrade account. For complete information on WellsTrade fees and commissions, including other ways to waive the annual fee, refer to the WellsTrade Account Commissions and Fees Schedule. Schedule subject to change at any time.
The interest rates and Annual Percentage Yields displayed here are for the Wells Fargo Bank locations in the California counties of Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma.
Current Deposit Rates for 01/23/2021 - 01/29/2021
The Annual Percentage Yield (APY) shown is offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Rates are variable and subject to change without notice.
Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Each tier described above reflects the current minimum daily collected balance required to obtain the applicable APY. When the rates offered within two or more consecutive tiers are the same, this disclosure shows those multiple tiers as a single tier. The specific individual tiers are described in the rate sheet for this account. A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker. Fees could reduce earnings on this account.
Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
WellsTrade® and Intuitive Investor® accounts are offered through WFCS.
Credit cards are offered through Wells Fargo Bank, N.A. and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Certain restrictions apply. Programs, rates, terms and conditions are subject to change without notice.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Sign On
At the foundation of the Portfolio by Wells Fargo program is an interest-earning checking account, linking benefits across your entire relationship
Bonus interest rates and fee waivers
24/7 phone support from the dedicated Wells Fargo Premier Banking TeamSM
