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Wells Fargo Opportunity Checking®

CA, 94105 Change Location

Opportunity Checking is specially designed for customers who have been unable to open a checking account due to their prior credit or banking history

Opportunity Checking is a flexible and convenient checking account. When you open an Opportunity Checking account, you will have access to these accounts and services:

Opportunity SavingsSM account

  • Make free automatic transfers from your checking account.
  • Get optional Overdraft Protection for your Opportunity Checking account.

Wells Fargo Online

  • View your balances, transfer funds, and view statements online.
  • Stay on top of your finances with free access to Wells Fargo Online with Bill Pay.
  • My Spending Report with Budget Watch makes it easy to track your spending.
  • Manage your account on the go with Wells Fargo Mobile®.

Opportunity Checking fees

Common checking account fees

Learn about the common account fees for Opportunity Checking. View Account Fees (PDF)* 

Monthly service fee

The $10 monthly service fee is avoided on your Opportunity Checking account with one of the following:

  • 10 or more posted debit card purchases/payments. This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM or 
  • A minimum daily checking balance of $1,500, or
  • Total qualifying direct deposits of $500 or more each fee period

Minimum opening deposit


Free access to Wells Fargo Online® with Bill Pay

  • 24/7 online access
  • View balances and statements

Platinum Debit Card

Use your debit card to make everyday purchases and pay bills worldwide at participating retailers and service providers — including online or by phone.

Bank anywhere, anytime

Enjoy convenient access almost anywhere you go. With Wells Fargo you get free access to 13,000 Wells Fargo ATMs, and more than 6,000 branches. For even more convenience, you can access your accounts online or by mobile device. 

Visit a Wells Fargo location to open an Opportunity Checking account Make an Appointment