Subject to applicable transfer or advance fees.
In addition to the transfer fee, Wells Fargo makes money if converting U.S. dollars to foreign currency.
10 or more posted Wells Fargo Debit Card purchases and/or payments each fee period required to avoid the $10 Opportunity Checking account monthly service fee.
- Included: Debit card purchases include PIN, signature, online and phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period.
- Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo) and ACH (Automated Clearing House) transactions.
Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section of your statement. Transactions received after the applicable cut-off time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day. Please see the Consumer Account Fee and Information Schedule for additional information on monthly fees.
A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited to your Opportunity Checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as a direct deposit.
Wells Fargo Bank, N.A. Member FDIC.