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Wells Fargo Opportunity Checking®

CA, 94105 Change Location
  • A great way to get back into checking
  • Includes Mobile Banking, for access by smartphones and tablets.
  • Standard banking features, such as checks, debit card, and Bill Pay

Best For

  • Those unable to open standard accounts
  • Lower account balances
  • Lowest monthly service fee

Get Started

Minimum opening deposit
Open with a $25 initial deposit.

Monthly service fee
You can avoid the $10 monthly service fee with one of these each fee period:

10+ posted debit card purchases/payments , OR

Qualifying direct deposits totaling $500+, OR

$1,500 minimum daily balance

See the common fees for this account (PDF).

Opportunity Checking Features

Your Opportunity Checking account comes with:

Wells Fargo Online Banking

  • View your balances, transfer funds, and view statements online.
  • Stay on top of your finances with free access to Wells Fargo Online Banking with Bill Pay.
  • My Spending Report with Budget Watch makes it easy to track your spending.
  • Manage your account on the go with Wells Fargo Mobile®.

Platinum Debit Card

Use your debit card to make everyday purchases and pay bills worldwide at participating retailers and service providers — including online or by phone.

Banking on the go

Enjoy convenient access almost anywhere you go. With Wells Fargo you get free access to 13,000 Wells Fargo ATMs, and approximately 6,000 branches.

Opportunity SavingsSM and Overdraft Protection

Open an Opportunity Savings account and you can…

  • Make automatic transfers from your checking account.
  • Get optional Overdraft Protection for your Opportunity Checking account.

Opportunity Checking includes

Zero Liability Protection

Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.

24/7 fraud monitoring

We’ll quickly contact you if we find unusual account activity, based on your normal transaction patterns.

Account alerts

Mobile alerts notify you of suspicious activity, low balances, payment due dates, and more.

Chip technology

The chip on your debit or credit card generates a unique security code for added security against fraud.