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Compare Checking Accounts - CA, 94105 Change Location


Everyday Checking

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Preferred Checking

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PMA® Package

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Best if you want

A basic checking account for those who use a debit card regularly.

An interest-earning checking account for those that maintain higher balances or have a Wells Fargo Home Mortgage.

An interest-earning checking account with our highest level of service, plus bonus rates, discounts, and fee waivers on select linked Wells Fargo accounts.

Monthly service fee
Options to avoid the monthly service fee
  • 10 posted debit card purchases/payments, OR
  • Qualifying direct deposits of $500, OR
  • A $1,500 minimum daily balance, OR
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • Maintain $10,000 in combined minimum daily deposit balances, OR
  • Qualifying total direct deposits of $1,000, OR
  • Have a linked Wells Fargo Mortgage.
  • $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs), OR
  • $50,000 or more in any combination of qualifying linked banking, brokerage (available through our brokerage affiliate, Wells Fargo Advisors, LLC), and credit balances (including 10% of mortgage balance, certain mortgages not eligible).
Minimum opening deposit


$25 $25
More account fee information
Common Everyday Checking Account Fees (PDF)
Common Preferred Checking Account Fees (PDF)
Common PMA Checking Account Fees (PDF)
Interest-earning checking account
Monthly combined statement
Premium Relationship Benefits


More benefits

All of our checking accounts include a Platinum debit card, free access to Online Banking, Mobile Banking, Alerts, optional Overdraft Protection, and free online Bill Pay.

Additional checking accounts

Wells Fargo Opportunity Checking®

A second-chance checking account for those who have been unable to open a checking account due to their prior credit or banking history.

Opportunity Checking

Wells Fargo At WorkSM Program

A program that offers financial education, tools and guidance for employees of businesses who bank with Wells Fargo.

Wells Fargo At Work

The PMA package offers benefits across your entire financial relationship with Wells Fargo including brokerage, savings, and retirement accounts.