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Albert, Financial Analyst

Name: Albert
Start Date: August 2006
Current Position: Financial Analyst, Wholesale Leadership Pipeline Program
Location: San Francisco, CA
Education: BA in Economics and Political Science, UC Berkeley

What do you do in your role?
I have a hybrid role in the Commercial Mortgage Servicing division. First, I analyze loans. I’m like a first line of defense for loans that might have issues down the line. I look at debt service coverage ratios, occupancy rates, and other factors. I’ll talk to the borrower to make sure all our reporting is correct, and discuss the factors related to the property’s performance. I also manage the monthly metrics reporting and Balanced Business Scorecard for my group.

The work is challenging. I do some heavy analysis in terms of how the loans are made and structured. Often, I’ll be walking down the street and I’ll know the details of a specific building — it’s one of our loans. You get to see the fruits of your labor.

Has anything surprised you about your career?
I never thought I would be a banker. But what I have found is that there are so many avenues and opportunities within this company. And if you’re not where you want to be, there are people around who will help you get where you want to go.

What has been one of your greatest successes?
Getting the Stagecoach Speakers Toastmaster Club started. Working with two large organizations to make sure the visions and ideals coincided with one another has been challenging and rewarding. I served as the President and am currently the Area Governor. I’m actually known around the bank as the Toastmaster guy, which always makes me blush.

Can you explain what a Community of Practice is?
There are many different types of “groups” around the company. One is a Team Member Resource Group — which is an ethnic or cultural affinity group. A Community of Practice is a group of team members around the company who get together around a common interest. In our case, it happens to be a public speaking club.

What is special about working at Wells Fargo?
You get a feeling that management at all levels really cares. If you write emails, they respond. Many senior managers, no matter how busy they are, will find time to meet with you. There is amazing mentorship. That type of support is something you shouldn’t take for granted.
 
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