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Restaurants and Food Service Companies

According to the National Restaurant Association there are 925,000 restaurant locations employing 12.5 million people in the US. From small cafes and diners to gourmet white table cloth establishments, to fast food quick service restaurants, Wells Fargo has experience in financing, merchant card acceptance, payroll and more. You may apply online for many of our services, others are more complex and we recommend speaking with one of our bankers. Apply in person or call 1-800-416-8658.

Business Banking Services

Like every business, restaurateurs need to manage their cash flow, accept payments, and disburse funds. Compare Wells Fargo's business checking accounts and savings accounts side-by-side.

Our more than 13,000 ATMs and approximately 5,400 branches, many of which are open on Saturdays, allow you to make deposits at your convenience.

Wells Fargo Business Online® provides access to your business and/or personal account balances and transactions with a single sign-on. You can also transfer funds and make payments quickly and simply online, anytime. To expedite account research, you can even check your merchant processing deposits each day, access copies of cleared checks, and use our Business Spending Report to track expenditures.

With Merchant Services you simplify how you accept card payments and manage your restaurant. Accept multiple payment types from guests at the counter, at the table, or online with point-of-sale systems you can customize with tools to manage inventory, payroll and employee scheduling, sales reporting, marketing, customer loyalty programs, and more.

Providing branded gift cards is a great way to extend your brand awareness and increase sales. These cards increase customer loyalty and are a great way to have your customers promote your establishment too.

If you process your payroll in-house, Wells Fargo's Direct Pay service allows you to make net payroll and expense reimbursement deposits directly to your employee accounts. If you prefer to outsource, there are payroll services available to help you meet your needs.

Finance Your Business

Establishing a new location or expanding your current location? Are you buying furnishings, computers or kitchen equipment? Is it time to refinance your current business or investment real estate? We have a variety of product offerings to help meet your financing needs.

Extend the benefits of your Wells Fargo business banking relationship to your employees via the Wells Fargo At WorkSM program — at no additional cost to your business. Support your employees’ financial health with engaging workshops, tools, and resources that could help keep their financial goals on track.