The construction and building trades industry helps many people achieve their personal goals of home ownership, as well as meet the facilities needs of businesses across the country. Wells Fargo can help you manage your company finances effectively and weather the inevitable cycles of construction. You can apply online for many of these services, others are more complex and we recommend speaking with one of our bankers. You can apply in person or call 1-800-416-8658.
Business Banking Services
Like every business, contractors and crafts-people need banking services to help manage cash flow and to maximize the return on savings and investments. Whether your business is large or small, Wells Fargo's cash management services can meet your needs cost-effectively. Compare our business checking accounts and savings accounts side-by-side.
When working at different job sites the convenience of Wells Fargo's more than 3,000 branches and over 6,000 ATMs is even more important. And many of our offices are open on Saturdays. It's easy to find a location.
Use Wells Fargo Business Online® to access Wells Fargo's full suite of online banking capabilities. See your business and personal accounts, pay bills online, transfer money, monitor account activity, and more — from anywhere with internet access, at all hours of the day or night.
Make it easy for your customers to pay you. With Merchant Services you can accept credit and debit cards. Simple to set up and easy to manage, Wells Fargo Merchant Accounts facilitate payments online, face-to-face or via the phone.
Wells Fargo can help automate employee payroll, including tax withholding, through our Payroll Services. If you manage your payroll in-house, or have an accountant provide this service, our online Direct Pay solution enables you to make net payroll and expense reimbursement directly to your employee's checking accounts.
Extend the benefits of your Wells Fargo business banking relationship to your employees via the Wells Fargo at WorkSM program — at no additional cost to your business. Help retain and motivate your staff with discounted financial services, including a special checking account.
Finance Your Business
Fund operating expenses
Uneven cash flow can be smoothed by access to Wells Fargo credit alternatives. Fund your ongoing operating expenses with BusinessLine® or Wells Fargo BusinessLoan®. These convenient forms of financing can help you manage your cash flow effectively, alleviating concerns about the lag time between customer payments and cash needs.
Construction and building requires specialized equipment which may be costly. Whether you need pickup trucks and trailers or particular tools Equipment Express® can help you acquire what you need. New or used equipment and vehicles are eligible for this financing option.
Protect Your Business
From vehicles and equipment you use on the job, to your responsibility as a business owner to your employees and customers, Wells Fargo Insurance knows that you've got a lot on the line.
We offer access to a broad range of business insurance coverage options from multiple insurance companies, including:
- Commercial auto insurance — coverage for cars, trucks and vans used by you or your employees for business purposes
- Workers' compensation insurance — state-mandated insurance that provides income, medical benefits and rehabilitative services for workers injured on the job or while performing work-related duties
- Professional liability insurance — protects you and your business against claims and related expenses from allegations of negligence
Let us help make sure your coverage is up to date as your business changes.
- Not insured by the FDIC or any federal government agency.
- Not a deposit of or guaranteed by any bank.