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Wells Fargo Secured BusinessLine® Line of Credit

Designed to meet the unique needs of businesses like yours, the Secured BusinessLine line of credit gives you the flexibility to:
  • Access to up to $100,000 cash for any business purpose quickly and conveniently.
  • Allows customers to preserve savings while having access to working capital.
  • Streamline expense tracking by keeping your business and personal expenses separate.
Ideal ForNew or existing businesses with a Wells Fargo savings account or CD looking for a low-cost financing solution to supplement cash flow, while preserving savings.
How it WorksGet fast, convenient access to up to $100,000 cash without fees1 when you use free personalized Secured BusinessLine checks to pay vendors or employees, make larger purchases and more from your line of credit account.

Or, access your line of credit with the BusinessLine® MasterCard® access cards and make business purchases at retailers, online and anywhere else MasterCard is accepted. Get up to four personalized access cards, so all owners of your business can access your line of credit.
Does it work for you?Ask a Business Banker. Call 1-800-416-8658.

Additional Information

Credit AmountLines of credit from $5,000 to $100,000
TermsRevolving line of credit.
CollateralWells Fargo savings or CD account.
  • Opening Fee: $150.
  • Annual Fee
    • 1st Year: None required.
    • 2nd Year and beyond: $50 annually.
Optional Features
  • Credit Protection: If you experience an event that disrupts your business, such as disability, natural disaster, or equipment failure, we will apply a credit to your outstanding balance for up to 12 months.
  • Automatic Payments: Automatically make payments on your Secured BusinessLine account from your business checking at your convenience.
  • Wells Fargo Business Online® Banking: Access your accounts, view your statements online anytime for free with Business Online Banking.
  • Wells Fargo Business Bill Pay:2 Pay bills directly from your Secured BusinessLine account.
For More Information
  • Review our Frequently Asked Questions.
  • Compare our lines of credit.
How to Apply
Wells Fargo and the Small Business Administration have partnered to provide businesses with secured SBA-backed financing options. Choose from several loan options and get access to up to $4 million in funding for your small business. For more information, call 1-866-838-5051 ext. 4499.
1 A cash advance fee of 3% of the amount of the advance ($10.00 minimum, no maximum) applies to cash advances using an ATM or over the counter using the BusinessLine access card (MasterCard). No cash advance fee applies to using BusinessLine checks or moving funds online or by phone.
Business Bill Pay is free of monthly service fees. Charges may apply for Wells Fargo Same Day Payments ServiceSM. Please refer to the Online Access Agreement for fees associated with our online services. Account fees (e.g. monthly service, overdraft) may apply to the Funding Account. For more information on the account fees, please refer to the account agreement you received when you opened your account.