Print this page

Business Real Estate Financing — How to Apply

It's easy to apply for a Business Real Estate Financing loan or line of credit.

1. Collect your Business, Contact, Current Loan, and Property Information along with Required Documents

Business Information
  • Business name
  • Business address (no P.O. Box)
  • Business phone number
  • Business fax number
  • Tax Identification Number/SSN
  • Date your business was established1
  • Ownership type
  • # of owners
  • Annual revenue
  • Business banking balances
Business Owner Information
  • Name
  • Home address
  • Home phone number
  • Social Security Number(s)
  • Citizenship
  • Annual household income
Contact Information
  • Primary contact (must be an owner of the business)
  • Primary contact phone number
  • Primary contact email address
Current Loan Information
  • Lender
  • Original loan amount
  • Current loan balance
  • Current monthly payment
Property Information
  • Address of collateral property
  • Property type
  • Current market value of property
Required DocumentsAlong with the information listed above, you will also need to submit additional documents required for a credit decision.
  • Business Federal Tax Return for most recent year (if current year returns have not been filed, provide Fiscal Year-End Statement for most recent year end (Company or CPA prepared). If an extension has been filed, provide copy of documentation)
  • Business Federal Tax Return for prior year, or prior fiscal year-end
  • Personal Federal Tax Return for most recent year
  • Personal Federal Tax Return for prior year
  • Schedule K-1 (for all business entities reported on Schedule E, Part 2 for the same two years as the tax returns provided)
  • Personal Financial Statement
  • Property Characteristics form (PDF)*
  • Operating licenses and permits for these special purpose properties: assisted living, parking garage, self-storage, and gas stations

Investor loans (collateral property <51% owner-occupied), all three items listed are required for the collateral investment property:
Purchase loans (requires a 60 day escrow from the date of complete application package)
  • Purchase contract — copy of the executed purchase contract

For a guide and checklist to help you understand the mortgage loan process, and required documents review What to expect with your application (PDF)*

2. Apply in Person

We have more than 6,200 stores to serve you. Find the one closest to your home or office.
1 This is the date the business originally opened, even if it was under different ownership.
* You need Adobe® Reader® to read PDF files. Download Adobe Reader for free.
Equal Housing Lender