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Business Lines of Credit

Wells Fargo offers flexible solutions to help run your business

New & Existing Account Questions1-800-225-5935

Get fast and easy access to funds for your business with these solutions

 Wells Fargo Small Business Advantage® Line of Credit BusinessLine® Line of Credit Secured BusinessLine® Line of Credit Wells Fargo Commercial Equity Line of Credit
This Solution Offers A 5 year revolving line of credit which is backed by the Small Business Administration. Use this line for short-term financing needs with no cash advance fees.A revolving line of credit with no expiration. Use this line of credit as short term financing to handle cash flow fluctuations or large business expenses.A line of credit secured by a Wells Fargo savings or CD account. Preserves savings while offering access to working capital.A real estate-secured revolving line of credit to use for many business needs.
Ideal ForEstablished businesses that are more than 2 years old.Established businesses that are more than 2 years old.New or established businesses. Businesses with liquid assets that want to preserve savings and don’t want to divest or incur early withdrawal fees.Business owners or real estate investors who want to leverage the equity in their commercial property and/or need a higher line of credit amount.
RateVariable rate tied to Prime Rate.Variable rate tied to Prime Rate.Low, variable rate tied to Prime Rate.Variable rate tied to Prime Rate.
Credit Amount$5,000 to $100,000$10,000 to $100,000$5,000 to $100,000, line size up to 95% of collateral amount.$50,000 to $500,000 (up to 75% of the property value).
CollateralNone — it's unsecured.None — it's unsecured.Secured by a Wells Fargo savings or CD account.Secured by business or investment property, valued up to $3 million1 (No second homes).
1 Most property types are eligible. Environmentally sensitive properties may require an environmental loan insurance policy. Property located in a flood zone may require flood insurance. These expenses if applicable, are the borrowers responsibility. Collateral properties located in rural areas may not be eligible for this offer. Please contact us for details. Note on Texas properties: Commercial property owners having a personal residence situated on, or adjacent to, the collateral property are not eligible for this offer.
Equal Housing Lender