Choose from a Variety of Business Loans to Finance Any Business Need

Whether you want an unsecured loan or one secured by equipment or real estate, a Wells Fargo business loan can give your business the financing it needs in one lump sum, so you can put the funds to work quickly and meet your goals sooner. 

Which Loan Is Right for Your Business?

 Wells Fargo Business Loan® Term Loan Equipment Express® Loan Wells Fargo Commercial Equity Loan Wells Fargo Commercial Refinance Loan Wells Fargo Commercial Purchase Loan
This Solution OffersQuick access to lump sum funds with fixed rate financing and flexible, yet predictable re-payment terms.A flexible way to purchase new and used business equipment and/or vehicles with a pre-approved credit amount, flexible terms and fixed rates.A real estate-secured loan with a high credit amount to use for many business needs.A real estate-secured loan to use for refinancing an existing commercial mortgage.A real estate-secured loan for the purchase of a commercial property.
Ideal ForEstablished business owners who want credit for business expansion, leasehold improvements and other business opportunities.Established business owners who want to purchase new or used vehicles or equipment.Business owners or real estate investors who want to leverage the equity in their property for large business expenditures.Business owners or real estate investors who want to refinance their commercial loans; includes cash-out opportunities.Business owners or real estate investors who are expanding to a new location, leasing workspace and ready to own, or looking to purchase commercial property.
Credit Amount$10,000 to $100,000$10,000 to $100,000$50,000 to $500,000 (up to 75% of the property value)$50,000 to $500,000 (up to 75% of the property value)$50,000 to $500,000 (up to 75% on first lien position)
RateFixed Rate — based on term length and credit history.Fixed Rate — based on term length, credit history, and equipment or vehicle being financed.Fixed or Prime-based.Fixed or Prime-based.Fixed or Prime-based.
CollateralUnsecured.Secured by equipment or vehicle purchased with the loan.Secured by commercial property valued up to $3 million1 (Owner-occupied or investment)Secured by commercial property valued up to $3 million1 (Owner-occupied or investment).Secured by the commercial property to be purchased, valued up to $3 million1 (Owner-occupied or investment)
 How to Apply How to Apply How to Apply How to Apply How to Apply
Wells Fargo and the Small Business Administration have partnered to provide businesses with secured SBA-backed financing options. Choose from several loan options and get access to up to $4 million in funding for your small business. For more information please contact a business banker at a Wells Fargo location near you.
1 Most property types are eligible. Environmentally sensitive properties may require an environmental loan insurance policy. Property located in a flood zone may require flood insurance. These expenses if applicable, are the borrowers responsibility. Collateral properties located in rural areas may not be eligible for this offer. Purchase loans require the borrower to pay title and escrow fees. Please contact us for details. Note on Texas properties: Commercial property owners having a personal residence situated on, or adjacent to, the collateral property are not eligible for this offer. See specific product pages for additional terms and conditions.
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