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Wells Fargo BusinessLoan® Term Loan

Get quick access to up to $100,000 with predictable payments and low fixed rates with a Wells Fargo BusinessLoan term loan.

Use the funds as you choose: expand your operations, take advantage of a new business opportunity or make leasehold improvements and renovations.

Plus, choose from flexible term lengths — 2, 3, 4 or 5 years — and lock your rate for the duration of the term. You’ll always make the same low monthly payment and your loan will be completely paid off at the end of the term.
Ideal ForEstablished businesses that want a fast, flexible way to get a one-time lump-sum cash distribution with fixed interest for a fixed period of time to use for a variety of business needs.
How it Works
  • Save time with the convenient application process and lump-sum funds.
  • Express funding means you get cash quickly — with a check sent directly to you via express mail.
  • Use your funds for any business purpose and pay no annual or pre-payment penalty fees.
Does it work for you?Ask a Business Banker.

Additional Information

Credit AmountLoans from $10,000 to $100,000.
Terms2, 3, 4 and 5-years.
Interest RatesRates range from 4.25% to 18.25% - based on term length and your personal credit history.
CollateralNone needed — this is an unsecured loan.
Optional FeatureAutomatic Payment: Automatically make payments on your Wells Fargo BusinessLoan term loan from your business checking at your convenience. Plus, receive a 0.25% rate discount when payments are set up from your new or existing Wells Fargo business checking account at or before loan booking.
For More Information
  • Review our Frequently Asked Questions.
  • Compare our business loans.
How to Apply
Terms for credit products are subject to final credit approval of the business and its owners. A physical address is required to receive a Wells Fargo business credit product. You must be an owner of this business and not already have this product. See Terms and Conditions for details at account opening.