Business Real Estate Financing

Commercial mortgages at competitive rates

We offer low-cost loans and lines of credit, secured by commercial property (owner-occupied or investor) valued up to 3 million dollars. Our loans are ideal for business owners and real estate investors looking to refinance, purchase, or leverage the equity in commercial property.

  • Up to $750,000
  • No application fee and no appraisal fee
  • Low 1% origination fee – a maximum of $5,000 due at closing
  • A variety of term options

 Financing details 

Better understand the financing details of our real estate loans. Business Real Estate Financing Details

Pay off an existing mortgage on commercial property with cash-out opportunities.

  • Financing. $50,000 to $750,000
  • Interest rate. Fixed or prime-based
  • Maximum loan-to-value.  Up to 75% depending on property type, lien position, and geography

Fees

  • Annual fee. None
  • Early closure fee for Prime-based loans. $3,000 when closed within the first 3 years
  • Pre-payment fee for fixed rate loans. 3% of loan amount in year 1 through 3; zero thereafter

Rate/fee match assurance

We'll match or beat a competing offer (rate and fee combination), when a competitor's formal written approval is provided to us, or pay you $200.

Purchase commercial property for your business, or as an investment.   

  • Financing. $50,000 to $750,000
  • Interest rate. Fixed or prime-based
  • Maximum loan-to-value.  Up to 80% depending on property type and geography 

Fees 

  • Annual fee. None
  • Early closure fee for Prime-based loans. $3,000 when closed within the first 3 years
  • Pre-payment fee for fixed rate loans. 3% of loan amount in year 1 through 3; zero thereafter

Rate/fee match assurance

We'll match or beat a competing offer (rate and fee combination), when a competitor's formal written approval is provided to us, or pay you $200.

Use the equity in your commercial property to finance business needs.

  • Financing. $50,000 to $500,000
  • Interest rate. Fixed or prime-based
  • Maximum loan-to-value.  Up to 75% depending on property type, lien position, and geography 

Fees 

  • Annual fee. None
  • Early closure fee for Prime-based loans. $3,000 when closed within the first 3 years
  • Pre-payment fee for fixed rate loans. 3% of loan amount in year 1 through 3; zero thereafter

Rate/fee match assurance

We'll match or beat a competing offer (rate and fee combination), when a competitor's formal written approval is provided to us, or pay you $200.

Enjoy the flexibility of our prime-based line of credit to finance your business needs.  After 5 years it converts to a prime-based adjustable 15/15 term loan.

  • Financing. $50,000 to $500,000
  • Interest rate. Prime-based
  • Maximum loan-to-value. Up to 75% depending on property type, lien position, and geography

Fees

  • Annual fee. Waived the first year, then 0.25% of the line amount during the 60-month draw period (with a minimum of $250 and maximum of $1,000)
  • Early closure fee. $3,000 if closed within the first 3 years

Rate/fee match assurance

We'll match or beat a competing offer (rate and fee combination), when a competitor's formal written approval is provided to us, or pay you $200.

Eligible property types

View standard and special purpose property types

Ready to apply? Existing customers can apply online. Apply Now
Call to apply or for information 1-877-322-4648