Wells Fargo BusinessLoan® Term Loan

Infuse your business with an immediate lump-sum of cash

Take advantage of fixed rate financing and predictable repayment terms

With a Wells Fargo BusinessLoan term loan, you choose from flexible terms of 2, 3, 4, or 5 years. Access $10,000 to $100,000 for business expenses, including:

  • Purchasing store fixtures, office furniture, or restaurant furnishings
  • Major financial expenses for a new location, including remodeling and other leasehold improvements
  • Upgrading technology, including laptop and desktop computers and software


Ready to get started? Apply Online

With a Wells Fargo BusinessLoan term loan, you can use your funds as you choose. Lock your rate for the duration of the term. You'll always make the same monthly payments and your loan will be completely paid off by the end of the term.

Loan snapshot

  • Credit amount. Loans from $10,000 to $100,000
  • Terms. 2, 3, 4 and 5 years
  • Interest rates. Fixed rates based on term length and credit history
  • Collateral. None needed — this is an unsecured loan
  • Flexible use. Use the funds for any business purchase


  • Documentation fee. $150
  • Annual or pre-payment fees. None


The documentation fee will be waived if you have a Wells Fargo Business Choice or Business Platinum checking account.

Receive a 0.25% rate discount when you set up automatic payments from your new or existing Wells Fargo business checking account at or before loan booking.

It's fast and easy to apply for a Wells Fargo BusinessLoan. Simply collect the business information listed below and apply online

Business information 

  • Business name
  • Business address (no P.O. Box)
  • Business phone number
  • Business fax number
  • Tax Identification number or Social Security number
  • Date your business was established
  • Ownership type
  • Number of owners
  • Annual revenue
  • Business banking account number(s) and balance(s) 

Business owner information 

  • Name
  • Home address
  • Home phone number
  • Social Security number(s)
  • Citizenship
  • Annual household income
  • Personal banking account number(s) and balance(s)

Contact information

  • Primary contact (must be an owner of the business)
  • Primary contact phone number
  • Primary contact email address