Equipment Express® Loan

A flexible way to purchase new and used business equipment

Flexible loan terms and competitive interest rates for business vehicle and equipment purchases

With an Equipment Express loan access $10,000 to $100,000 to finance equipment such as:

  • New or used vehicles. Includes vans, tractors, trailers, or passenger vehicles
  • Equipment. May include restaurant, food service, manufacturing, packaging, or health care equipment 
Ready to get started? Apply Online
An Equipment Express loan offers flexible loan terms and competitive fixed interest rates for business vehicle and equipment purchases. Plus, you can be pre-approved so you can shop knowing you already have funding in place.

Loan snapshot

  • Credit amount. Pre-approvals from $10,000 to $100,000. Minimum draw down amount: $5,000.
  • Interest rates. Rates based on term length, credit history, and equipment or vehicle being purchased.
  • Collateral. Your purchased equipment and/or vehicles.


  • No application, annual, or pre-payment fees
  • Documentation fee: $150 for the first loan; no fees for additional loans on the original credit amount


Choose your term and lock your rate for the duration of the term. You'll always make the same low monthly payment and your loan will be completely paid off at the end of the term. The terms for eligible equipment and vehicles are:

  • Up to 6 years on new vehicles
  • Up to 5 years on new equipment and used vehicles
  • Up to 4 years for used equipment
  • Up to 3 years on new information and communication equipment

Amounts financed

  • Equipment. Up to 100% of the purchase price on new and used equipment.
  • Vehicles. Up to 100% of the purchase price on new vehicles and up to 100% of the low Kelley Blue Book value for used vehicles up to 10 years old.

It's fast and easy to apply for an equipment or vehicle loan. Simply collect the business information listed below and apply now

Business information 

  • Business name
  • Business address (no P.O. Box)
  • Business phone number
  • Business fax number
  • Tax Identification Number or Social Security Number
  • Date your business was established
  • Ownership type
  • Number of owners
  • Annual revenue
  • Business banking account number(s) and balance(s)

Business owner information 

  • Name
  • Home address
  • Home phone number
  • Social Security Number(s)
  • Citizenship
  • Annual household income
  • Personal banking account number(s) and balance(s) 

Contact information 

  • Primary contact (must be an owner of the business)
  • Primary contact phone number
  • Primary contact email address