Wells Fargo Business Lines of Credit

Revolving lines of credit to help manage your cash flow needs

Unsecured line of credit

The Wells Fargo BusinessLine® and the Wells Fargo Small Business Advantage® lines of credit are ideal for new or established businesses looking for an unsecured financing solution.

Unsecured Lines of Credit

Secured line of credit

The Wells Fargo Secured BusinessLine® line of credit is secured by a Wells Fargo savings or CD account, and ideal for businesses looking to build or rebuild credit with Wells Fargo.

Wells Fargo Secured BusinessLine®


The difference between an unsecured and secured line of credit

Unsecured line of credit

  • Line of credit that is not secured by collateral
  • Interest rates are typically lower than a standard credit card
  • Credit amount ranges from $5,000 to $100,000
  • Credit limits are determined by income, credit history, and other factors

Secured line of credit

  • Line of credit that is secured by a Wells Fargo Savings or CD Account
  • Interest rates are typically lower than an unsecured line of credit and standard credit cards
  • Credit amount ranges from $5,000 to $100,000
  • Credit limits are determined by collateral amount
Watch this video to help determine whether a business line of credit is right for you.

Is a business line of credit right for your business?

  • Learn more about the range of uses
  • Compare secured and unsecured lines of credit

Watch our video