Healthcare Practice Financing

Financing for your practice – and so much more

Specializing in dental, medical, optometric, and veterinary practices

As a leading specialty lender with more than 25 years of healthcare experience, we understand the unique needs of your business and provide the resources and support to help you successfully navigate your path.

  • Up to 100% financing
  • Loans from $25,000 - $1,000,000
  • Fixed rate loans with a variety of repayment options
  • Complimentary planning tools, project support, and practice guidance

 Learn More 

Discover how we can help you reach your practice goals. More resources

Take the next step Get Started
Questions? Call us at 1-800-326-0376

With a full suite of practice financing programs and professional support to meet your specific needs, we'll help you build a successful and thriving practice.

Get up to 100% financing to:

  • Start or acquire a practice
  • Expand or relocate your office
  • Purchase or upgrade equipment
  • Refinance practice debt

We offer:

  • Up to 100% financing with competitive fixed rate loans
  • Preferred rates and other benefits for ADA®, AAHA, and AMA members
  • Performance based lending, which allows those with fewer accumulated assets to transition to ownership and invest in growth
  • Complimentary planning tools

Wells Fargo Practice Finance is the preferred practice lender of, and provides benefits to ADA®, AAHA, and AMA members through their respective member benefits programs.


American Dental Association American Animal Hospital Association American Medical Association

Learn how our financing programs can help you reach your practice goals.

Loan Type
Term available
Standard loan limit
Typical use

Practice start-up loans

Up to 10 years with fixed rates
Graduated payment programs available

Up to 100% financing on full package loans up to $500,000

Building a new practice

Practice acquisition loans

Up to 10 years with fixed rates

Up to 100% financing on full package loans up to $1,000,000,

  • Full practice buy-out
  • Practice associate or partner buy-out
  • Satellite locations

Equipment loans

Up to 10 years with fixed rates

Up to 100% financing on full package loans up to $500,000

Purchase equipment or technology for your practice

Practice expansion loan

Up to 10 years with fixed rates

Graduated payment programs available

Up to 100% financing on full package loans up to $1,000,000,

  • Leasehold/tenant improvements
  • Remodeling existing facility
  • Practice relocation

Practice equity loan

Up to 10 years with fixed rates

Up to 50% of prior year's gross revenue, not to exceed $500,000 on full package loan

  • Leasehold/tenant improvements
  • Practice upgrades, including equipment and technology purchase
  • Transition events (partner buy-in/buy-out)
  • Retirement planning

Business refinance loan

Up to 10 years with fixed rates

Up to 85% of prior year's gross revenue, not to exceed $1,000,000 on full package loan

  • Business credit card debt
  • Practice acquisition loans
  • Equipment loans, trade lines of credit (with suppliers)

BusinessLine Line of credit

Revolving line

Up to 20% of prior year’s gross revenue, not to exceed $100,000

  • Inventory purchases
  • Operating expenses
  • Practice upgrades
Submission requirements vary. For full details, ask your Practice Finance regional financing specialist .

Access a step-by-step guide to help doctors upgrade their practice and newsletters with the latest in healthcare finance. Customers are automatically enrolled in our complimentary Practice Success Program, which is designed to help you make informed decisions about your practice and build a strong foundation for growth.  Resources include: 

  • Business planning tools. Worksheets, planning guides, templates, and market data
  • Educational resources. Seminars, newsletters, and articles
  • Project management oversight. Invoice tracking and project monitoring
  • Practice management support. Personalized coaching resources, professionals referrals, and more

Practice/hospital marketplace

Dental practices for sale

Medical practices for sale

Optometric practices for sale

Veterinarian practices for sale

Strategies for Success library 

Dental articles

Medical articles

Optometry articles

Veterinary articles

Upcoming tradeshows and seminars 

Dental events

Medical events

Optometric events

Veterinarian events  

Free Business Planning Tools 

Dental planning tools

Medical planning tools

Optometric planning tools

Veterinary planning tools

More dental resources