Business Loans and Lines of Credit

Get financing for your business

As the #1 lender to small businesses in the U.S., we have solutions to meet your business needs

Business loans

Get fixed rate financing for a major purchase with a secured vehicle or equipment loan, or an unsecured business loan.

Business Term Loans

Business lines of credit

Get flexible financing to take advantage of business opportunities. Repay and reuse your line of credit as needed.

Business Lines of Credit

 Real estate finance 

Get loans and lines of credit secured by commercial property; ideal for businesses looking to refinance, purchase, or leverage equity. Business Real Estate Financing

The difference between a loan and line of credit

Business loans

  • You receive a one-time cash distribution.
  • Commonly used to borrow for a specific purpose.
  • Interest rates are fixed.
  • Loan options include secured, unsecured, and SBA loans.
  • Examples include equipment, vehicle, and large capital expenditures.

Business lines of credit

  • You receive a revolving line of credit to pay down and use again.
  • Commonly used to manage cash flow needs.
  • Interest rates are variable and Prime based.
  • Line options include secured, unsecured, and SBA lines of credit.
  • Examples include operating expenses and business opportunities.