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Wells Fargo Business Debit Card

CA, 94105 Change Location


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The Wells Fargo Business Debit Card makes it easy and convenient to manage your cash flow and business spending.

How it works

  • Use your business debit card to make business purchases and payments. The transaction amount will be debited from your primary linked business checking account.
  • Make business deposits quickly, get cash, and more at more than 13,000 Wells Fargo ATMs nationwide. Plus, you can use your phone to access a Wells Fargo ATM that displays the contactless symbol with your mobile wallet or any Wells Fargo ATM using your Wells Fargo Mobile® app.
  • Add your business debit card to your mobile wallet so you can pay on the go. Explore mobile wallet basics.
  • Get cash on the go from more than 1.5 million Visa® and Plus® network ATMs worldwide.
  • Use your card overseas at participating merchants.

Key Benefits:

  • Card Design Studio® service. Customize your business debit card design with the Card Design Studio service. Showcase your business every time you use your business debit card.
  • Business instant issue debit card. If your business debit card has been lost or stolen, we offer a temporary business instant issue debit card for access to your account until you receive your permanent card in the mail.

Additional features:

  • No annual fee.
  • Ability to separate business from personal expenses.
  • Link up to 22 Wells Fargo accounts to your card for cash access, business deposits, and more.
  • Cards can be issued to owners and other authorized signers on the business accounts.

Make purchases and payments securely with your business debit card.

  • Zero Liability protection. Your Wells Fargo Business Debit Card comes with Zero Liability protection at no extra cost. You will be reimbursed for any unauthorized card transactions when reported promptly.
  • Chip Technology. The Wells Fargo Business Debit Card includes chip technology on the front of the card, plus the traditional magnetic stripe on the back. The chip provides added security because it is extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM, and does not store any personal information. Many countries worldwide have adopted chip technology, and it will become the standard for card payments in the U.S. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe on the back. Learn more about chip cards.
  • Debit card alerts. Help stay informed of your card activity by enrolling in Wells Fargo Business Online®, and setting up debit card alerts you want.
  • 24/7 Fraud monitoring. We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.
  • Visa Purchase Security. Replaces or repairs eligible purchases, or will reimburse you if items are lost, stolen, or accidentally damaged.
  • Visa Extended Warranty Protection. Extend manufacturer’s warranties, up to one additional year, on items you purchase with your business debit card.

Manage your everyday business expenses with your business debit card:

  • Pay bills and service providers using your card. Make one time or recurring payments with your business debit card. Simply call your service provider with your debit card number, expiration date, and requested payment date.
  • Manage spending online. Monitor business debit card transactions with Wells Fargo Business Online® and sort your expenses into key spending categories with the Business Spending Report
  • Add your business debit card to your mobile wallet. Pay for products and services using your mobile device at participating retailers and service providers by adding your business debit card to your mobile wallet. You can also use your mobile wallet to access your accounts at a Wells Fargo ATM that display the contactless symbol. Learn more about mobile wallet.
  • Export transaction history. Export transaction history to financial software, such as QuickBooks®.

Call 1-800-225-5935 to request a business debit card for your Wells Fargo Business Checking account.

A powerful tool for your business

Learn how the Wells Fargo Business Debit Card can be an important part of your cash flow strategy

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Debit card alerts

Monitor transactions by email, text, or both

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Card Design Studio®

Showcase your business logo or photo on your debit card

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