Print this page

Additional Credit Card Features

Customize your card to meet your business needs

Earn travel and merchandise rewards, enroll in Overdraft Protection, sign up for Automatic Payments, and more! These are just a few of the many additional features we offer to help you tailor your Wells Fargo business credit card to your specific needs.
Additional Features Description Wells Fargo Business Platinum Credit Card

To learn more, visit a Wells Fargo location near you.
Wells Fargo Business Elite Card

To learn more, contact your Business Banker or visit a Wells Fargo location near you.
Wells Fargo Business Card Rewards®
  • Earn rewards for every dollar in purchases you and your employees spend.
  • Receive 1,000 bonus points any month the company reaches $1,000 or more in purchases on your business card account.
  • Get a 10% points bonus every time you redeem online.

Choose to earn points and redeem for travel, gift cards, cash back, or brand-name merchandise, or select to earn 1% cash back only1.

Who it’s for: Customers with a Wells Fargo Business Platinum Credit Card, or Wells Fargo Business Secured Credit Card.

Annual fee: A $50 annual program fee covers all the cards on your account.

Special Offer: When you open a new Business Platinum Credit Card account, you will get the first year of rewards free.2
Yes 
Wells Fargo Business Elite Card Rewards
  • Receive 5,000 bonus points any month your company spends. $10,000 or more in purchases.
  • Get a 10% points bonus every time you redeem online.
  • Redeem points for travel, gift cards, cash back, or brand-name merchandise, or select to earn 1% cash back only.1

Who it’s for: Customers with a Wells Fargo Business Elite Card.

Annual fee: $75 for the Rewards Points option and $50 for the Cash Back Only option, for all cards on the account.
 Yes
Online Banking Access your accounts online for FREE with Wells Fargo Business Online® Banking. Sign on anytime to view real-time credit balances, monitor account activity, schedule payments, and more.YesYes
Business Spending Report The Business Spending Report, a free online reporting tool from Wells Fargo Business Online Banking automatically organizes your Wells Fargo Business Credit Card transactions into spending categories, helping you to manage expenses more easily.YesYes
Enhanced reports are available with Business Elite Online Reporting.
Card Design Studio® Service Customize the design of your Business Credit Card with the Wells Fargo Card Design Studio® service. Add a background photo, your company logo or simply a photo of yourself. Explore the Card Design Studio demo to see how it works.YesYes
Bill Payment Use your Wells Fargo Business Credit Card to pay business bills. It's fast, secure, and free. Just contact your merchants to set it up. View Directory of Merchants.YesYes
Visa® SavingsEdge Get automatic savings at participating merchants. Enroll your card in Visa SavingsEdge today, it's fast, easy and free.YesYes
Overdraft Protection Link your Wells Fargo Business Credit Card to your Wells Fargo Business Checking account and you can cover insufficient funds in your checking account with funds from your credit card account, up to your available credit limit.

Signing up for Overdraft Protection is free.
YesYes
Automatic Payment Simplify your life and avoid late charges. Your credit card payments can be made automatically every month from your Business Checking account to your Wells Fargo Business Credit Card every month with this free service.YesYes
  To learn more, visit a Wells Fargo location near you.To learn more, contact your Business Banker or visit a Wells Fargo location near you.
 
1 A $24 redemption fee will be applied for each airline ticket redeemed. The airline ticket must be booked through wellsfargorewards.com or the Business Card Rewards Service Center.
2 Enroll in the Wells Fargo Business Card Rewards program when you open a new Business Platinum Credit Card account or Business Secured Credit Card account and get the annual rewards program fee of $50 waived for the first year only.