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Business Credit Cards — Comparison Chart

Not sure which credit card is right for your business? Compare the features and benefits of our two business credit cards in the table below.
 Wells Fargo Business Platinum Credit Card

To learn more, visit a Wells Fargo location near you.
Wells Fargo Business Elite Card

To learn more, contact your Business Banker or visit a Wells Fargo location near you.
Ideal for…Businesses with annual sales of up to $2 millionEstablished businesses with annual sales of more than $1 million
Credit Line AvailableUp to $50,000Up to $100,000
Annual Fee$0$0
Number of CardsUp to 99Up to 200
Wells Fargo Business Card Rewards® Program (optional)YesYes
Wells Fargo Business Card Rewards® Program Fee$50 per business. The fee is waived for the first year for new Wells Fargo Business Platinum Card customers.$50 per business
Reporting
Customize the Design of Your Card Yes — free Wells Fargo Card Design Studio® service Yes — free Wells Fargo Card Design Studio® service
Interest Rate on PurchasesPrime + 6.99% to Prime + 15.99% (depending on credit evaluation)Prime + 5.99% to Prime + 14.99% (depending on credit evaluation)
Grace PeriodAt least 21 days25 days
Billing OptionsIndividual cardholder billing
  • Consolidated bill sent to company administrator
  • Individual cardholder billing upon request
Automatic PaymentYesYes
Other Payment Options
  • Check
  • Phone
  • Online
  • Check
  • Phone
  • Online
Overdraft ProtectionAvailable with a Wells Fargo business checking accountAvailable with a Wells Fargo business checking account.
Credit ProtectionYesNot available
 To learn more, visit a Wells Fargo location near you. To learn more, contact your Business Banker or visit a Wells Fargo location near you.