Simple Business Checking Account

CA, 94105 Change Location

Just the basics

The account designed to streamline your simple checking needs

Apply Today

Wells Fargo Simple Business Checking® is a basic, low cost account designed for local or non-profit organizations and some small businesses with limited checking needs.


Find out which checking account is right for your business. Compare accounts

Learn more about common account fees (PDF)

Monthly service fee

Avoid the $10 monthly service fee when you maintain a $500 average ledger balance each fee period.

Monthly transactions

The first 50 account transactions are included at no charge.

Monthly cash deposited

The first $3,000 per month is included at no charge.

Minimum opening deposit

This checking account requires a minimum opening deposit of $25.

With the Wells Fargo Simple Business Checking account you get:

Also, take advantage of:

  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week
  • Overdraft protection enrollment linked to a business savings or business credit account; subject to applicable transfer or advance fees

Apply for a Wells Fargo Simple Business Checking account

Apply Now

Call 1-800-416-8658 or apply in person

Save for future expenses

Plan for your business needs with a business savings account

Learn More

Payment Processing Accept Chip Cards

Protect your business and your customers, prevent fraud, and support contactless payments by adopting EMV chip-card technology

Get Started Now


Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services, or Wells Fargo Business Payroll Services transactions.