Simple Business Checking Account - CA, 94105 Change Location

Just the basics

The account designed to streamline your simple checking needs

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Wells Fargo Simple Business Checking® is a basic, low cost account designed for local and community based non-profit organizations as well as small businesses with limited checking needs.


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Learn more about common account fees (PDF)*

Monthly service fee

The $10 monthly service fee can be waived or reduced when you:

  • Maintain a $1,000 average ledger balance, which will waive $5 a month.
  • Enroll in Wells Fargo Business Online® and choose to receive online statements only. An additional $5 will be waived.

Monthly transactions

The first 50 account transactions are included at no charge.

Monthly cash deposited

The first $3,000 per month is included at no charge.

Minimum opening deposit

This checking account requires a minimum opening deposit of $50.

With the Wells Fargo Simple Business Checking account you get:

Also, take advantage of:

  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week
  • Overdraft protection enrollment linked to a business savings or business credit account; subject to applicable transfer or advance fees

Apply for a Wells Fargo Simple Business Checking account

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Call 1-800-416-8658 or apply in person

Save for future expenses

Plan for your business needs with a business savings account

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Payment Processing Accept Chip Cards

Protect your business and your customers, prevent fraud, and support contactless payments by adopting EMV chip-card technology

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Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services, or Wells Fargo Business Payroll Services transactions.