Wells Fargo Platinum Business Checking Account

CA, 94105 Change Location

Premium benefits and customized options

The next-level checking account for your business

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The Wells Fargo Platinum Business Checking account offers a higher level of benefits for established or growing businesses with greater monthly checking account activity.


Find out which checking account is right for your business. Compare accounts

Learn more about common account fees (PDF)

Monthly service fee:

Avoid the $40 monthly service fee with one of the following each fee period: 

  • Maintain a $25,000 average ledger balance OR 
  • $40,000 in combined balances (business checking, savings, CDs and credit)

Monthly transactions

The first 500 transactions are included at no charge.

Monthly cash deposited

The first $20,000 per month is included at no charge.

Minimum opening deposit

This checking account requires a minimum opening deposit of $25.

With the Wells Fargo Platinum Business Checking account you get:

  • An interest-bearing checking account
  • The purchasing power and ATM convenience of a business debit card
  • Secure access with Wells Fargo Business Online® with Business Bill Pay
  • Online statements with access to check images
  • Online cash flow management tools such as the Business Spending Report
  • Mobile banking with remote deposit from your mobile device
  • Avoid the monthly service fee on up to two Additional Platinum Checking accounts when linked to a Platinum Business Checking account
  • No fee for two incoming domestic wires per fee period
  • No fee for stop payments, cashier's checks, and money orders 
  • Waived ATM access fee for two domestic (U.S.) non-Wells Fargo ATM cash withdrawals per fee period  
  • Special offers and discounts are available to Platinum Business Checking customers. Contact a banker for details.
  • A discount on your first check order

Plus, you can choose:





How to Choose the Right Business Checking Account

Choosing the right business checking account can help you better manage your business’s cash flow.

Watch the Video

Apply for the Wells Fargo Platinum Business Checking account Apply Now
Call 1-800-416-8658 or apply in person

Maximize your available funds

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Credit and Debit Card Processing

Accept all the forms of payments your customers prefer – so you can focus on your business

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Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services, or Wells Fargo Business Payroll Services transactions.