Wells Fargo Platinum Business Checking Account

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Platinum Business Checking

CA, 94105 Change Location
Open a Platinum Business Checking account for your small business
  • Premium benefits like fee waivers and discounts
  • Earn interest on your checking balance
  • Zero Liability Protection and account monitoring

Best For

  • Established businesses and larger organizations
  • Higher balances and greater financial activity
  • Businesses seeking premier relationship services

Get Started

Minimum opening deposit: $25. If you apply online for a Platinum Business Checking account, you can send us your deposit and required business documents later.

See the common fees for this account (PDF).

Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda.

Monthly Service Fee

You can avoid the $40 monthly service fee with one of the following each fee period:

  • $25,000 average balance, OR
  • $40,000 in combined business balances (checking, savings, time accounts and credit)

Platinum Business Checking Features

The Platinum Business Checking account offers great value and rewards:

  • First 500 transactions included per fee period at no charge
  • First $20,000 in cash deposits processed per fee period at no charge
  • Earn interest on your full account balance
  • Special offers and discounts are available to Wells Fargo Platinum Business Checking customers. Contact a banker for details.
  • No fees for stop payments, cashier's checks, money orders, incoming domestic and international U.S./foreign currency wire transfers, and 2 domestic (U.S.) non-Wells Fargo ATM transactions per fee period
  • No monthly service fee on up to 2 Additional Platinum Checking accounts
  • No monthly service fee on your Business Platinum Savings account when linked to your Platinum Business Checking account
  • Text and mobile banking

Platinum Business Checking includes

Card Design Studio®

Customize your business debit card with your logo and tagline.

Wells Fargo Mobile®

Pay bills, send money, and check your balance on a smartphone or tablet using the Wells Fargo Mobile app.

Account Access Manager

Review which employees or business partners can access your account.

Zero Liability Protection

Unauthorized debit card or ATM transactions will be reimbursed if you report them promptly.


Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services transactions.