Platinum Business Checking

CA, 94105 Change Location
Open a Platinum Business Checking account for your small business
  • Premium benefits like fee waivers and discounts
  • Earn interest on your checking balance
  • Zero Liability Protection and account monitoring

Best For

  • Established businesses and larger organizations
  • Higher balances and greater financial activity
  • Businesses seeking premier relationship services

Get Started

Minimum opening deposit: $25. If you apply online for a Platinum Business Checking account, you can send us your deposit and required business documents later.

See the common fees for this account (PDF).

Monthly Service Fee

You can avoid the $40 monthly service fee with one of the following each fee period:

  • $25,000 average balance, OR
  • $40,000 in combined balances (business checking, savings, CDs, and credit)

Platinum Business Checking Features

The Platinum Business Checking account offers great value and rewards:

  • 500 transactions included each month at no charge
  • $20,000 in cash deposits included each month at no charge
  • Earn interest on your full account balance
  • Fee waivers and discounts for various business loans and lines of credit
  • No fees for stop payments, cashier's checks, money orders, 2 incoming domestic wire transfers, and 2 domestic (U.S.) non-Wells Fargo ATM transactions per fee period
  • No monthly service fee on up to 2 additional Platinum Checking accounts
  • Text and mobile banking

Platinum Business Checking includes

Card Design Studio®

Customize your business debit card with your logo and tagline.

Wells Fargo Mobile®

Pay bills, send money, and check your balance on a smartphone or tablet using the Wells Fargo Mobile app.

Account Access Manager

Review which employees or business partners can access your account.

Zero Liability Protection

Unauthorized debit card or ATM transactions will be reimbursed if you report them promptly.

Transactions

Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services, or Wells Fargo Business Payroll Services transactions.