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Wells Fargo Secured BusinessLine® Line of credit

Wells Fargo Secured BusinessLine Line of Credit details
  • $5,000 to $100,000 revolving credit line
  • Rates as low as Prime + 1.00%

Great For

  • Establishing or re-building business credit
  • Supplementing cash flow
  • Funding new opportunities

Other Features

  • Mastercard® access card
  • Easy-to-use checks
  • Access online or by phone
  • No foreign transaction fees

Fees and Rates


  • $50 Annual fee.
  • Cash advance. No cash advance fees unless over the counter or at an ATM.


  • Amounts. Credit lines from $5,000 to $100,000 based on the amount pledged.
  • Terms. Revolving line of credit, no scheduled annual review.
  • Rates. Rates as low as Prime + 1.00%, interest charged when you use the account.
  • Collateral. Secured by a Wells Fargo savings or CD account.

Customer Agreement

Additional Features

  • Mastercard® access card.
  • Business bill pay. Pay any company or individual in the U.S. from your business or personal accounts.
  • Automatic payments. Set up automatic payments from your business checking account.

How it Works

  • Reduced cost.   Since the Secured BusinessLine account is collateralized, the interest rate will be lower than a comparable unsecured line of credit. The line of credit is secured by your Wells Fargo savings or CD account.
  • You determine the line size.   The amount of collateral pledged will determine the credit amount.
  • Flexible. Make changes to the line size as your business needs change.
  • Quick access to funds. Access funds by telephone transfers. Mastercard® access card, personal checks, and more.