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Wells Fargo Business Platinum Credit Card

Wells Fargo Business Platinum Credit Card details
  • New customer offer: Earn a one-time $300 cash back bonus or 30,000 bonus points when you select a Business Card Rewards Program and spend $3,000 in the first three months of account open date
  • Cash Back option: Earn 1.5% cash back on qualifying purchases
  • Reward Points option: Earn 1 point on every $1 spent and receive 1,000 bonus points every billing cycle when you spend at least $1,000 on qualifying purchases
  • 0% introductory rate for first nine months

Great For

  • Businesses with annual sales up to $2 million
  • Choosing your rewards: Cash Back or Rewards Points
  • Businesses that need a convenient way to manage everyday business expenses

Other Features

  • No annual fee, plus up to 99 employee cards with no additional fee
  • Cash management tools
  • Spending reports available online
  • Online banking and bill payment options

Business Rewards

Choose between Cash Back or Rewards Points

  • No annual rewards program fee.,
  • No required spending categories or earning limits.

Cash Back

  • New customer offer: Select the cash back rewards program at the time of application and earn a $300 cash back bonus if you spend $3,000 in qualifying purchases in the first three months of account open date.
  • Earn 1.5% for every $1 spent on qualifying purchases.
  • Receive your cash back automatically as a credit to your account or to your eligible checking or savings account each quarter (March, June, September and December).

Reward Points

  • New customer offer: Select the reward points program at the time of application and earn 30,000 bonus points if you spend $3,000 in qualifying purchases in the first three months of account open date.
  • Earn 1 point for every $1 spent on qualifying purchases.
  • Receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period.
  • Redeem points for gift cards, merchandise, airline tickets and more.
  • Get a 10% points credit every time you redeem online (10% of redemption value).
  • Earn extra bonus points or discounts from Earn More Mall® retailers.

View all rewards

View rewards video

Fees and Rates

Fees

  • No annual fee
  • No additional card fee
  • No foreign transaction fee
  • Cash advance or balance transfer fees may apply – see your customer agreement for details upon approval

Interest rates

  • Prime + 7.99% to Prime + 17.99% on purchases
  • Prime + 20.74% on cash advances
  • Grace period of up to 25 days on purchases

Customer Agreement

Protection and Additional Features

Take advantage of:

Keep your business protected:

Zero Liability Program. You'll be fully reimbursed for unauthorized purchases or ATM transactions that are made with your Business Platinum Credit Card and reported promptly.
Alerts notify you about available credit and account activity.
Chip technology adds another layer of protection against fraud.
Fraud monitoring monitors your business accounts.
Visa Purchase Security. Replaces or repairs eligible purchases, or reimburses you if items are lost, stolen, or accidentally damaged.

Why a Business Platinum Credit Card?

The Business Platinum Credit Card is a revolving credit option for everyday business expenses for businesses with annual sales up to $2 million and needing fewer than 100 cards. It comes with a free rewards program and your choice of rewards points or cash back. Please view details for more information on rates, fees, and features.