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Wells Fargo Business Platinum Credit Card

Wells Fargo Business Platinum Credit Card details
  • New customer offer: Get a one-time $500 cash back bonus when you enroll in the cash back rewards program and spend $5,000 in first three months
  • Earn 1.5% cash back; $0 annual rewards fee
  • 0% introductory rate for nine months
  • No foreign transaction fee

Great For

  • Businesses with annual sales up to $2 million
  • Choosing your rewards: Cash Back or Rewards Points
  • Businesses that need a convenient way to manage everyday business expenses

Other Features

  • $0 annual card fee, plus up to 99 employee cards (no additional fee)
  • Cash management tools
  • Spending reports available online
  • Online banking and bill payment options

Business Rewards

Enroll today to receive the current Rewards Program offer

  • No annual program fee.
  • No required spending categories or caps.
  • Choice of Cash Back or Reward Points.

Cash Back

  • Enroll when you apply and get a $500 cash back bonus if you spend $5,000 in net purchases the first three months.
  • Earn 1.5% for every $1 spent on net purchases.
  • Receive your cash back automatically as a credit to your account or to your eligible checking or savings account each quarter.

Reward Points

  • Earn 1 point for every $1 spent on net purchases.
  • Receive 1,000 bonus points when your company spend reaches $1,000 in any monthly billing period.
  • Redeem points for gift cards, merchandise, airline tickets and more.
  • Get a 10% bonus when you redeem points online.
  • Earn extra bonus points or discounts from Earn More Mall® retailers

View all rewards

View rewards video

Fees and Rates


  • No annual fee
  • No additional card fee
  • No foreign transaction fee
  • Cash advance or balance transfer fees may apply – see your customer agreement for details upon approval

Interest rates

  • Prime + 7.99% to Prime + 17.99% on purchases
  • Prime + 20.74% on cash advances
  • Grace period is at least 21 days

Protection and Additional Features

Take advantage of:

Keep your business protected:

Zero Liability Program protects you from unauthorized card usage.
Rapid Alerts track and notify you about account activity.
Chip technology adds another layer of protection against fraud.
Fraud monitoring monitors your business accounts.
Purchase Assurance® provides coverage against theft.

Billing options

  • Choose between consolidated billing or individual cardholder billing.