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Wells Fargo Business Platinum Credit Card

Wells Fargo Business Platinum Credit Card details
  • New customer offer: Get a one-time $500 cash back bonus or 50,000 bonus points when you enroll in the Business Card Rewards Program and spend $3,000 in the first three months of account open date; $0 annual rewards fee,
  • Cash Back option: Earn 1.5% cash back on every $1 spent
  • Reward Points option: Earn 1 point on every $1 spent and receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period
  • 0% introductory rate for first nine months

Great For

  • Businesses with annual sales up to $2 million
  • Choosing your rewards: Cash Back or Rewards Points
  • Businesses that need a convenient way to manage everyday business expenses

Other Features

  • $0 annual card fee, plus up to 99 employee cards (no additional fee)
  • Cash management tools
  • Spending reports available online
  • Online banking and bill payment options

Business Rewards

Enroll today to receive the current Rewards Program offer

  • No annual rewards program fee.,
  • No required spending categories or caps.
  • Choice of Cash Back or Reward Points.

Cash Back

  • Enroll when you apply and get a $500 cash back bonus if you spend $3,000 in net purchases in the first three months of account open date.
  • Earn 1.5% for every $1 spent on net purchases.
  • Receive your cash back automatically as a credit to your account or to your eligible checking or savings account each quarter (March, June, September and December).

Reward Points

  • Enroll when you apply and get 50,000 bonus points if you spend $3,000 in net purchases in the first three months of account open date.
  • Earn 1 point for every $1 spent on net purchases.
  • Receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period.
  • Redeem points for gift cards, merchandise, airline tickets and more.
  • Get a 10% point credit when you redeem points online.
  • Earn extra bonus points or discounts from Earn More Mall® retailers.

View all rewards

View rewards video

Fees and Rates

Fees

  • No annual fee
  • No additional card fee
  • No foreign transaction fee
  • Cash advance or balance transfer fees may apply – see your customer agreement for details upon approval

Interest rates

  • Prime + 7.99% to Prime + 17.99% on purchases
  • Prime + 20.74% on cash advances
  • Grace period of up to 25 days on purchases

Customer Agreement

Protection and Additional Features

Take advantage of:

Keep your business protected:

Zero Liability Program. You'll be fully reimbursed for unauthorized purchases or ATM transactions that are made with your Business Platinum Credit Card and reported promptly.
Alerts notify you about available credit and account activity.
Chip technology adds another layer of protection against fraud.
Fraud monitoring monitors your business accounts.
Purchase Assurance® provides coverage against theft.

Billing options

  • Choose between consolidated billing or individual cardholder billing.