Wells Fargo Business Platinum Credit Card

Wells Fargo Business Platinum Credit Card details
  • Credit line up to $50,000
  • No annual card fee and choice of rewards
  • Up to 99 employee cards (no additional fee)
  • No foreign transaction fee

Best For

  • Businesses with annual sales up to $2 million
  • Choice of rewards program

Other Features

  • Up to 99 employee cards (no additional fee)
  • Cash management tools
  • Spending reports available online
  • Online banking and bill payment options

Business Rewards

  • No annual program fee.
  • No required spending categories or caps.
  • Choice of Cash Back or Reward Points.

Cash Back

  • Earn 1.5% for every $1 spent on net purchases.
  • Receive your cash back automatically as a credit to your account or to your eligible checking or savings account each quarter.

Reward Points

  • Earn 1 point for every $1 spent on net purchases.
  • Receive 1,000 bonus points when your company spend reaches $1,000 in any monthly billing period.
  • Redeem points for gift cards, merchandise, airline tickets and more.
  • Get a 10% bonus when you redeem points online.
  • Earn extra bonus points or discounts from Earn More Mall® retailers

View all rewards

View rewards video

Fees and Rates


  • No annual fee
  • No additional card fee
  • No foreign transaction fee
  • Cash advance or balance transfer fees may apply – see your customer agreement for details upon approval

Interest rates

  • Prime + 7.99% to Prime + 17.99% on purchases
  • Prime + 20.74% on cash advances
  • Grace period is at least 21 days

Protection and Additional Features

Take advantage of:

Keep your business protected:

Zero Liability Program protects you from unauthorized card usage.
Rapid Alerts track and notify you about account activity.
Chip technology adds another layer of protection against fraud.
Fraud monitoring
monitors your business accounts.
Purchase Assurance®
provides coverage against theft.

Billing options

  • Choose between consolidated billing or individual cardholder billing.