Use Your Business Credit Card Internationally

Let us know when and where you’ll be traveling so that we can monitor your accounts appropriately for fraudulent activity. Your card also comes with Zero Liability protection at no extra cost, which means you will be reimbursed for unauthorized transactions as long as you report them promptly.

Add your travel plan online, or call the customer service number on the back of your card. Keep in mind:

• It's important to share details of your dates, travel locations, and contact information with Wells Fargo.
• Owners and business administrators can set up travel plans for themselves and for cardholders. Cardholders with an online banking account can set this up for themselves.

Global acceptance WITH NO FOREIGN TRANSACTION FEES

Your Wells Fargo business credit card is either a MasterCard or a Visa card and is accepted worldwide wherever you see those logos. It's a good idea to have some foreign currency with you before you leave the U.S. to cover immediate expenses. Learn more about foreign currency and exchange rates.

Most merchants outside the U.S. only accept chip-enabled credit cards. To request a card with chip technology, call the number on the back of your business credit card.

Important notes about chip-enabled cards

• Some overseas merchants may require a PIN for chip card transactions, so be ready to use it on your trip. This PIN may also be used at an ATM. If you have misplaced your PIN, call the number on the back of your card before you depart. Store your PIN in a safe and secure location, separate from your business credit card.
• An international customer service phone number is on the back of your business credit card. Store this number separately in case your business credit card is lost or stolen so it can be reported right away.