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Assign spending controls to each card on the account, such as:
Assign controls when you apply, or call the dedicated Business Elite Card customer service team at 1-800-231-5511.
Business Elite Online Reporting® is a service for Business Elite Signature Card holders that helps you monitor patterns and analyze your business spending. This valuable tool allows you to:
Learn more about Business Elite Online Reporting® (video)
Sign on to Wells Fargo Business Online® to access the reporting in the Business Credit Card Center.
Offer valid 10/01/2022 - 06/30/2023. For customers who select the Wells Fargo Business Elite Card Rewards® cash back program: To earn the one-time $1,000 cash back bonus, a total of at least $25,000 in qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, or any fees or interest posted to the account) must post to your Wells Fargo Business Elite Signature Card account within the first 3 months after the account opening date. The $1,000 cash back bonus will be posted to the account 1 - 2 statements after the spend requirement is met. You must remain in the cash back program for the full duration of the introductory period (3 months) in order to receive the $1,000 cash back bonus. If you switch or cancel rewards programs during the introductory period, you forfeit the cash bonus. Only one cash back bonus per company. This offer is not available if the business already has a Wells Fargo business credit card or had a Wells Fargo business credit card opened or closed in the immediately preceding 12 months.
Offer valid 10/01/2022 - 06/30/2023. For customers who select the Wells Fargo Business Elite Card Rewards® points-based rewards program: To earn the one-time 100,000 bonus points, a total of at least $25,000 in qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, or any fees or interest posted to the account) must post to your Wells Fargo Business Elite Signature Card account within the first 3 months after the account opening date. The 100,000 bonus points will be posted to the account 1 - 2 statements after the spend requirement is met. You must remain in the points program for the full duration of the introductory period (3 months) in order to receive the 100,000 bonus points. If you switch or cancel rewards programs during the introductory period, you forfeit the bonus points. Only one points bonus per company. This offer is not available if the business already has a Wells Fargo business credit card or had a Wells Fargo business credit card opened or closed in the immediately preceding 12 months.
If you select the Wells Fargo Business Elite Card Rewards® cash back program option, you will earn 1.5% cash back for every dollar spent on qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, or any fees or interest posted to the account) for the life of the account. Earned cash back is credited quarterly (March, June, September, and December) to your Wells Fargo business credit card account or to an eligible business checking or savings account. The cash back earned and transferred to the primary business credit card account from employee card accounts in March, June, September, and December cycles will not be credited until the next quarterly rewards distribution cycle. There is no limit to the cash back earned. Wells Fargo reserves the right to cancel, alter, or temporarily suspend the program at any time without notice. Some restrictions may apply. Additional information about the cash back program will be mailed separately.
If you select the Wells Fargo Business Elite Card Rewards® points program option, you will earn 1 point for every dollar spent on qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, or any fees or interest posted to the account) for the life of the account. To earn the 5,000 bonus points each billing cycle, your total company spend must be a minimum of $10,000 in qualifying purchases. For companies with individual billing, bonus points calculation is based on owner points earned in the current statement cycle, plus employee points earned in the previous statement cycle. The bonus maximum is 5,000 points per company per month. Wells Fargo reserves the right to cancel, alter, or temporarily suspend the program at any time without notice. Some restrictions may apply. See additional information about the points program at wellsfargo.com/businessrewards.
See the Guide to Benefits for complete Terms and Conditions.
Flights must be redeemed through the Wells Fargo Business Rewards website or service center. Certain restrictions and limitations apply.
Prime refers to the rate that Wells Fargo announces from time to time as its Prime Rate. The Wells Fargo Prime Rate is subject to change at any time. The Prime + 3.99% interest rate applies to purchases only. Cash advances are subject to an interest rate of Prime + 20.74%.
A maximum benefit amount and certain restrictions and limitations apply.
Wells Fargo Business Elite Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Signature® Concierge on your behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. Please review the full terms of service at visasignatureconcierge.com.
Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1 – 3 business days. Customers should refer to their other U.S. financial institutions for information about any potential transfer fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.
Subject to account eligibility requirements. If you choose to link your account to your Wells Fargo business checking account for Overdraft Protection, please note the following: Advances from your credit account are treated as cash advances and interest will accrue from the date each advance is made. Your credit card must be activated; if it is not activated, no money will transfer to cover the overdraft. Once your credit card has been activated, please allow up to 3 business days for your Overdraft Protection service to be fully enabled. Refer to your Customer Agreement for details about Overdraft Protection advances. For information about overdraft services, please visit www.wellsfargo.com/biz/help/faqs/overdraft-services.
Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Wells Fargo Bank, N.A. Member FDIC.
QSR-0223-00186
LRC-0922
The Business Elite Signature Card is a credit card for established businesses with annual sales over $1 million. It offers more purchasing power, enhanced benefits and added security to control employee spending. You can also choose to earn rich rewards points or cash back. Please view details for more information on rates, fees, and features.
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