Common Concerns - I Want to...

Many of us have a financial to-do list of things we want to accomplish, but don’t know where to start. This section highlights some top-of-mind matters and provides actionable steps to get started.
How to get your financial house in order
How to get your financial house in order
Between your monthly budget, retirement savings and investments, keeping close tabs on your personal finances may seem like a full time job. But it doesn’t have to be. We’ll help you take control with these tips.
 
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How to stay current in the workplace
How to stay current in the workplace
It’s always good to have career options. And 68% of Americans are willing to look for jobs outside their current workplace. If you’re on the lookout for new career opportunities — and even if you’re not — here’s how you can boost your hireability.
 
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How to stay vibrant in retirement
How to stay vibrant in retirement
Plan early so you can enjoy your retirement to the fullest. A good retirement nest egg, coupled with regular exercise, a strong network of friends and connections within your community will help you feel vibrant.
 
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Second acts to reinvent yourself
Second acts to reinvent yourself
Even if your life and career are on track, there may be something else you’re wishing you could do with your time. Finding and following your passion may take thoughtfulness, patience and trial-and-error — as well as careful consideration of the financial implications of your choices.
 
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Retire Comfortably
Plan for living longer in retirement
When making your retirement plan, remember that life expectancy is at an all-time high. Also figure that you’ll need extra funds for medical expenses not covered by Medicare. For now, try to revise your priorities so you can save between 10% and 20% of your income, depending on your age.
 
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Invest Wisely
Invest Wisely
To accumulate the money you need for retirement, you should think about doing the following: determine your risk tolerance, diversify your investments, invest regularly, and look for funds with low expenses and fees.
 
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Know How to Work With an Advisor
Know How to Work With an Advisor
If you find the right advisor, the relationship can be very rewarding. You want someone with good credentials, who works with clients like you, gives you the time you deserve, and genuinely cares about your financial and family needs. Here are steps to consider and questions to ask, plus the different ways advisors charge.
 
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Retire at a Certain Age
Retire at a Certain Age
After you choose a retirement date, run the numbers--preferably with the help of a financial advisor. For example, if you plan to retire before age 65, you’ll need to factor in the cost of health insurance. And make an effort to cut costs before you stop working.
 
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Talk to A Financial Advisor
Talk to a Financial Advisor
Once you’ve selected a financial advisor, you need to provide as much relevant information as possible. Before you meet, it’s important to prepare the right documents and any questions you may have. If you have a spouse or partner, be sure the two of you have discussed your financial goals ahead of time.
 
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Owe Less and Save More
Owe Less and Save More
Paying a lot of credit card and mortgage interest might be preventing you from saving enough for retirement. Look for ways to charge less and pay a lower rate on your credit card balances. Try pre-paying your mortgage so you’ll have less debt hanging over you at retirement.
 
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Catch Up on My Retirement Savings
Catch Up on My Retirement Savings
In the past, you may not have been able to save as much as you wanted. But you’re in your peak earning years now, and hopefully you are (almost) done paying for college tuition. So this is an ideal time to catch up. Plus, there are special tax-saving opportunities for people over 50.
 
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Find Income for Life
Find Income for Life
Annuities offer a practical way to protect a portion of your retirement income. Here’s an explanation of the three main types of annuities, the ways you can withdraw income, and which annuity might be best for you.