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Auto Loan Refinancing

We make monthly payments a little easier with rates as low as 4.08%

Apply now

*Private party loans must be closed in person at a Wells Fargo branch.  Find a location near you.

Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%.

Why refinance your auto loan with Wells Fargo

Refinancing an existing car loan may help you save money by reducing your monthly payments. And when you choose Wells Fargo, you’ll also benefit from over 65 years of experience, which means:

  • Credit decisions in as little as 15 minutes
  • Same-day funding, available in many cases
  • Competitive rates
  • Relationship discounts

Refinance today:

Auto refinance calculator

Enter your loan type, amount, term, and credit rating to estimate your monthly payment.

Calculate car payments

Vehicle refinancing 101

Learn how refinancing may help reduce your monthly payments, leaving more money in your pocket.

Explore refinancing tips