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Auto Loan and Refinance Rates

We make it easy to choose an auto loan by offering competitive rates, flexible terms, and outstanding service.

Customers who qualified for our lowest rates have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the cars value. The APR includes a relationship discount of 0.25%, which you may qualify for if you have a Wells Fargo checking account and maintain automatic payments.

Ready to apply? Apply now
Calculate your rate for purchasing or refinancing.

Annual Percentage Rates (APR)

Auto Loan Options - Up to 72 month loan terms
APR Rates Starting at:
Refinance 4.08%
New car from dealer 3.12%
Used car from dealer 3.63%
Private party purchase
6.49%
Lease buyout
3.63%

Finance your car purchase

Choice can be a good thing. Let us help you find a car loan that works for your budget and financial goals.

Explore our purchasing options

Refinance your current loan

Refinancing your existing auto loan has the potential to lower your monthly car payments or your rate, meaning more money in your pocket.

See refinancing options