We make it easy to choose an auto loan by offering competitive rates, flexible terms, and outstanding service.
Customers who qualified for our lowest rates have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the cars value. The APR includes a relationship discount of 0.25%, which you may qualify for if you have a Wells Fargo checking account and maintain automatic payments.
Annual Percentage Rates (APR)
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Refinance your current loan
Refinancing your existing auto loan has the potential to lower your monthly car payments or your rate, meaning more money in your pocket.
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To qualify for a customer relationship discount, you must maintain a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. Only one relationship discount may be applied per application. Auto loans obtained from a dealership (where the dealer is the lender) do not qualify for the relationship discount. To learn which accounts qualify for the discount, please consult a Wells Fargo banker. If automatic payments are not selected, or are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase.
5% of approved applicants qualified for this rate based on data from 07/01/2016 – 09/30/2016. Your actual APR will depend upon your credit transaction, your credit history and will be determined when a credit decision is made. Rates as of 11/03/2016 are subject to change without notice. Wells Fargo reserves the right to change rates, terms and fees anytime. Auto loans are not available in Louisiana. For questions, please contact us at 877-590-7776.
Customers may refinance with a longer term which decreases their monthly payment, but may increase the total interest paid over the life of the new loan. In some cases customers may also benefit from a lower interest rate.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.