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Car Loan Options

Get on the road in no time

Competitive vehicle loan rates, starting at 3.10%

 Customer Discount 

You may be eligible for a rate discount with a qualifying Wells Fargo consumer checking account while maintaining automatic payments.

Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%.

Loan Type

New Car Loan

New car loan rates starting at 3.10%
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Used Car Loan (dealer)

Used car loan rates starting at 3.64%
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Used Car Loan (private party)

Private Party rates starting at 6.35%
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Specialty vehicle financing

See our financing options for specialty vehicles like motorcycles, recreational vehicles, boats, ATVs, and more.

Specialty vehicle financing options

Lease buyout

Find out how you can purchase a car that you are currently leasing with a Wells Fargo lease buyout option.

Lease buyout options

Financing your next new or used car can be quick and easy. Discover the benefits of working with us and find a vehicle loan option that may fit your needs.

  • Credit decisions in as little as 15 minutes and same-day funding available
  • There are no out-of-pocket costs or fees when you apply
  • Quickly access the finances you need to get your vehicle, sometimes within 1-2 days
  • We have a variety of options for all customers
  • We have over 65 years of vehicle financing experience to help you reach your goal

Our cars and our stories

From love at first drive to exhilarating highway adventures, read how these Wells Fargo employees have experienced the joys of car ownership, giving them firsthand knowledge of what it means to truly be behind the wheel.

Read our vehicle stories