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Online Auto Loans

Drive away with new car loan rates as low as 3.89%

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*Private party loans must be closed in person at a Wells Fargo branch.  Find a location near you.

Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%.

Why choose a Wells Fargo online auto loan?

We’ve been helping people get affordable transportation for over 65 years. And when you choose Wells Fargo you get the benefit of that experience, as well as:

  • Credit decisions in as little as 15 minutes
  • Same-day funding, available in many cases
  • Competitive rates
  • Relationship discounts

Auto loan calculator

Enter your loan type, amount, term, and credit rating to estimate your monthly payment.

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